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How the Interest Rate Cycle Works — and What It Means for Your Home Loan
Home Loan
Interest Rates
New Purchase
News
Refinancing
20 May 2025
How the Interest Rate Cycle Works — and What It Means for Your Home Loan

Explore how Singapore's shifting interest rate cycle in 2025 affects your home loan choices. Learn why timing your mortgage decisions can lead to significant savings.

Why Floating Rate Home Loans Might Be the Smartest Financial Move You Can Make in 2025

Floating mortgage rates in Singapore may be your best bet in 2025. Here’s why the smart money is betting on falling interest rates.

Singapore Election 2025: PAP vs Workers’ Party – How Their HDB Manifestos Could Impact Housing Affordability

How the PAP and Workers’ Party housing proposals could reshape HDB affordability in Singapore after Election 2025 — and what it means for your mortgage.

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What’s next after bidding for BTO?
New Purchase
08 Dec 2020
What’s next after bidding for BTO?

Now that stress of the November HDB BTO exercise is over it's time to relax right? Wrong. It's time to plan for the next step, which is getting an HLE letter or AIP. We tell you what these letters mean.

MOP and HDB, not Mop your HDB
New Purchase
20 Nov 2020
MOP and HDB, not Mop your HDB

Buying an HDB BTO flat? The Minimum Occupation Period or MOP should always be at the top of your minds. Here's what to look out for, using the November BTO launches at Bishan Ridges and Tengah's Garden Court and Garden Terrace as examples.

7 steps to choose the right home loan package in Singapore
Home Loan
27 Apr 2022
7 steps to choose the right home loan package in Singapore

With so many home loan packages offered by banks and financial institutions in Singapore, how can you choose the best one for yourself? Based on our decades of shared experience in the industry, we share 7 steps that you'll need to take.

What is Repricing? (WAT #3)
WAT - What Are They
10 Nov 2020
What is Repricing? (WAT #3)

What is repricing and how does it compare to refinancing? Kyler Q. the Mortgage Noob dives deeper into discussing the differences.

What is Refinancing? (WAT#2)
Refinancing
WAT - What Are They
28 Oct 2020
What is Refinancing? (WAT#2)

Why should you care about refinancing? Kyler Q. the Mortgage Noob answers this most important question in the second article of his What Are They series

What are mortgage brokers and what the hell do they do? (WAT #1)
WAT - What Are They
21 Oct 2020
What are mortgage brokers and what the hell do they do? (WAT #1)

In the first article of his What Are They series, Kyler Q. the Mortgage Noob finds out exactly what mortgage brokers are all about

Cabin Crew Referral Programme
News
15 Oct 2020
Cabin Crew Referral Programme

With many airlines being affected by the COVID-19 pandemic, Mortgage Master has started a referral programme to help affected cabin crew earn additional income during these troubled times.

Is Dr Jamus Lim Wrong about Remortgaging when Interest Rates are Low?
News
04 Sept 2020
Is Dr Jamus Lim Wrong about Remortgaging when Interest Rates are Low?

It was an interesting day in Parliament when Dr Jamus Lim of the Workers' Party gave his maiden speech. Of interest to us, the concept of "remortgaging" came up! We discuss what Dr Jamus and Mr Sitoh Yih Pin were actually talking about.

Why Property Prices in Singapore Aren’t Dropping… Yet
News
01 Sept 2020
Why Property Prices in Singapore Aren’t Dropping… Yet

Despite the effects of the COVID-19 pandemic, on top of entering Singapore's worst recession since independence, property prices aren't falling... yet. Our CEO, David Baey shares his insights about what this means for the property market in the near future.

Refinancing Your Home Loan in Singapore
Refinancing
21 Aug 2020
Refinancing Your Home Loan in Singapore

It is definitely a good idea to refinance your housing loan in Singapore. The main reason is to save money in the long run, but you can also enjoy other benefits offered by the banks! However, take the time to learn more about the fees and costs involved in refinancing before you make your decision.

Let me know when interest rates drop!