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Why Financial Literacy Is a Necessity, Not a Luxury
Home Loan
Interest Rates
New Purchase
News
Refinancing
17 Oct 2025
Why Financial Literacy Is a Necessity, Not a Luxury

Learn why financial literacy is essential for every Singaporean. Discover how understanding mortgage loans and home loan interest rates can protect your financial future.

Super Heartlands in Singapore: The Secret to Long-Term Property Price Growth (and a Smarter Mortgage Plan)

Discover why Singapore’s “super heartlands” — Bishan, Toa Payoh, Tampines, and Ang Mo Kio — outperform in property value growth and how this can help you choose the right mortgage in Singapore or refinance your home loan for long-term gains.

Lending a Hand This National Day: Refinance Your Home, Help Another
Home Loan
Interest Rates
New Purchase
News
Refinancing
07 Aug 2025
Lending a Hand This National Day: Refinance Your Home, Help Another

Celebrate National Day by refinancing your home loan and helping a low-income household. One loan disbursed = one essentials care pack donated.

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Guide to getting CPF, IRAS and HDB documents
Home Loan
24 Oct 2024
Guide to getting CPF, IRAS and HDB documents

When obtaining a home loan in Singapore, whether it's a new purchase or refinancing, you'll need to obtain several documents from the CPF, IRAS and HDB websites. Our step-by-step guide helps you download the 9 most common income documents required.

BTO Guide for Bukit Batok Feb'21
BTO Guides
New Purchase
22 Jan 2021
BTO Guide for Bukit Batok Feb'21

Planning to get an HDB BTO this February? Every other guide talks about what you can expect NOW. But what about what you can expect in 5-30 years time? Come check out our complete BTO guide for Bukit Batok Feb'21.

BTO Guide for Tengah Feb'21
BTO Guides
New Purchase
22 Jan 2021
BTO Guide for Tengah Feb'21

Planning to get an HDB BTO this February? Every other guide talks about what you can expect NOW. But what about what you can expect in 5-30 years time? Come check out our complete BTO guide for Tengah Feb'21.

How much $$$ do I need for a house? (WAT #4)
New Purchase
WAT - What Are They
23 Dec 2020
How much $$$ do I need for a house? (WAT #4)

How much does an HDB BTO flat cost in 2020? How do you know if you can afford it? Kyler Q. the Mortgage Noob reveals what your income needs to be before you consider an HDB BTO flat.

HDB Home Protection Scheme (HPS) – what are your options?
Home Loan
01 Dec 2020
HDB Home Protection Scheme (HPS) – what are your options?

HDB homeowners paying their home loan with CPF savings are automatically enrolled in the Home Protection Scheme. Is this compulsory? Are there alternatives? Here's how HPS compares with other mortgage reducing term assurance plans.

What’s next after bidding for BTO?
New Purchase
08 Dec 2020
What’s next after bidding for BTO?

Now that stress of the November HDB BTO exercise is over it's time to relax right? Wrong. It's time to plan for the next step, which is getting an HLE letter or AIP. We tell you what these letters mean.

MOP and HDB, not Mop your HDB
New Purchase
20 Nov 2020
MOP and HDB, not Mop your HDB

Buying an HDB BTO flat? The Minimum Occupation Period or MOP should always be at the top of your minds. Here's what to look out for, using the November BTO launches at Bishan Ridges and Tengah's Garden Court and Garden Terrace as examples.

7 steps to choose the right home loan package in Singapore
Home Loan
27 Apr 2022
7 steps to choose the right home loan package in Singapore

With so many home loan packages offered by banks and financial institutions in Singapore, how can you choose the best one for yourself? Based on our decades of shared experience in the industry, we share 7 steps that you'll need to take.

What is Repricing? (WAT #3)
WAT - What Are They
10 Nov 2020
What is Repricing? (WAT #3)

What is repricing and how does it compare to refinancing? Kyler Q. the Mortgage Noob dives deeper into discussing the differences.

What is Refinancing? (WAT#2)
Refinancing
WAT - What Are They
28 Oct 2020
What is Refinancing? (WAT#2)

Why should you care about refinancing? Kyler Q. the Mortgage Noob answers this most important question in the second article of his What Are They series

Let me know when interest rates drop!