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How the Interest Rate Cycle Works — and What It Means for Your Home Loan
Home Loan
Interest Rates
New Purchase
News
Refinancing
20 May 2025
How the Interest Rate Cycle Works — and What It Means for Your Home Loan

Explore how Singapore's shifting interest rate cycle in 2025 affects your home loan choices. Learn why timing your mortgage decisions can lead to significant savings.

Why Floating Rate Home Loans Might Be the Smartest Financial Move You Can Make in 2025

Floating mortgage rates in Singapore may be your best bet in 2025. Here’s why the smart money is betting on falling interest rates.

Singapore Election 2025: PAP vs Workers’ Party – How Their HDB Manifestos Could Impact Housing Affordability

How the PAP and Workers’ Party housing proposals could reshape HDB affordability in Singapore after Election 2025 — and what it means for your mortgage.

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Refinancing Your Home Loan in Singapore
Refinancing
21 Aug 2020
Refinancing Your Home Loan in Singapore

It is definitely a good idea to refinance your housing loan in Singapore. The main reason is to save money in the long run, but you can also enjoy other benefits offered by the banks! However, take the time to learn more about the fees and costs involved in refinancing before you make your decision.

3 Times Mortgages Were Brought Up in the 13th Parliament in 2020
News
08 Jul 2020
3 Times Mortgages Were Brought Up in the 13th Parliament in 2020

What will the newly elected 14th Parliament be addressing regarding mortgage and housing loan rates? We took a look back at 3 times earlier this year when the 13th Parliament discussed these issues.

Two new 5-year fixed rate home loan packages from DBS, but which is better?
Refinancing
05 Jun 2020
Two new 5-year fixed rate home loan packages from DBS, but which is better?

DBS has announced two unique 5 year fixed rate packages, but which one is better for HDB owners looking to refinance? We did the math so that you don't have to.

Contactless Application for Home Loans in Singapore
Home Loan
28 Feb 2020
Contactless Application for Home Loans in Singapore

These days, there are many reasons why you may not want to meet someone face-to-face. Find out how you can apply for home loans in Singapore without ever needing to meet someone!

Based on a True Story - Why Approaching a Mortgage Broker is better than an individual Bank
Home Loan
19 Oct 2018
Based on a True Story - Why Approaching a Mortgage Broker is better than an individual Bank

Our CEO, David Baey, shares how his time as a banker led him to discover the mortgage broker career. Read about his win-win-win-win strategy for the home loan industry in Singapore!

Why Are Mortgage Interest Rates Rising?
Interest Rates
03 Oct 2018
Why Are Mortgage Interest Rates Rising?

Find out why mortgage interest rates are skyrocketing in 2018 and what you can do to make sure your monthly instalment payment does not increase as well.

Interview: Mortgage Master CEO David Baey with Michelle Martin, Money FM 89.3
News
19 Feb 2020
Interview: Mortgage Master CEO David Baey with Michelle Martin, Money FM 89.3

On 5 February 2020, Mortgage Master CEO David Baey was interviewed by Michelle Martin on Money FM 89.3 about choosing the best mortgage loan. Here is the interview transcript.

The Mortgage Market in Singapore is Broken
Home Loan
20 Feb 2020
The Mortgage Market in Singapore is Broken

The mortgage market is like a train threatening to go off the rails. Left to their own devices, homeowners have to spend hours researching through multiple diverse home loan packages offered by several banks in Singapore, or they risk choosing poorly. Mortgage brokers are the solution.

The Singaporean Guide to Home Loan Interest Rates
Home Loan
06 Feb 2020
The Singaporean Guide to Home Loan Interest Rates

Confused about mortgage loans and what they mean in Singapore? What is the meaning of fixed rate home loans or SIBOR? We help you make sense of home loan rates.

3 Things You Need to Know Before You Buy A House in Singapore
Home Loan
29 Jan 2020
3 Things You Need to Know Before You Buy A House in Singapore

Ready to buy a house in Singapore? Don't forget to consider three things: whether to get an HDB loan or a bank loan, whether you can afford your downpayment, and if you have the ability to pay your home loan monthly instalments!

Let me know when interest rates drop!