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A Guide to Alternative Mortgage Financing in Singapore: When Banks Say No.

Can't get a bank loan due to TDSR or age limits? Discover how alternative mortgage financing works in Singapore and when it’s the right move for your property.

War in Iran: Why Your Mortgage Might Actually Get Cheaper

How will the Iran conflict impact your home loan? At Mortgage Master, we analyze historical data from 1990 to now to debunk the "War Bond" myth. Learn how the "Recession Effect" actually pushes interest rates down after the initial 90-day spike, and why locking in a fixed rate now could be a costly mistake for your mortgage.

The Hidden Dangers of Unlicensed Moneylending in Singapore

Discover the risks of unlicensed moneylending in Singapore and how to protect yourself. Learn legal options, safe borrowing, and financial literacy tips.

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7 steps to choose the right home loan package in Singapore
Home Loan
27 Apr 2022
7 steps to choose the right home loan package in Singapore

With so many home loan packages offered by banks and financial institutions in Singapore, how can you choose the best one for yourself? Based on our decades of shared experience in the industry, we share 7 steps that you'll need to take.

What is Repricing? (WAT #3)
WAT - What Are They
10 Nov 2020
What is Repricing? (WAT #3)

What is repricing and how does it compare to refinancing? Kyler Q. the Mortgage Noob dives deeper into discussing the differences.

What is Refinancing? (WAT#2)
Refinancing
WAT - What Are They
28 Oct 2020
What is Refinancing? (WAT#2)

Why should you care about refinancing? Kyler Q. the Mortgage Noob answers this most important question in the second article of his What Are They series

What are mortgage brokers and what the hell do they do? (WAT #1)
WAT - What Are They
21 Oct 2020
What are mortgage brokers and what the hell do they do? (WAT #1)

In the first article of his What Are They series, Kyler Q. the Mortgage Noob finds out exactly what mortgage brokers are all about

Cabin Crew Referral Programme
News
15 Oct 2020
Cabin Crew Referral Programme

With many airlines being affected by the COVID-19 pandemic, Mortgage Master has started a referral programme to help affected cabin crew earn additional income during these troubled times.

Is Dr Jamus Lim Wrong about Remortgaging when Interest Rates are Low?
News
04 Sept 2020
Is Dr Jamus Lim Wrong about Remortgaging when Interest Rates are Low?

It was an interesting day in Parliament when Dr Jamus Lim of the Workers' Party gave his maiden speech. Of interest to us, the concept of "remortgaging" came up! We discuss what Dr Jamus and Mr Sitoh Yih Pin were actually talking about.

Why Property Prices in Singapore Aren’t Dropping… Yet
News
01 Sept 2020
Why Property Prices in Singapore Aren’t Dropping… Yet

Despite the effects of the COVID-19 pandemic, on top of entering Singapore's worst recession since independence, property prices aren't falling... yet. Our CEO, David Baey shares his insights about what this means for the property market in the near future.

Refinancing Your Home Loan in Singapore
Refinancing
21 Aug 2020
Refinancing Your Home Loan in Singapore

It is definitely a good idea to refinance your housing loan in Singapore. The main reason is to save money in the long run, but you can also enjoy other benefits offered by the banks! However, take the time to learn more about the fees and costs involved in refinancing before you make your decision.

3 Times Mortgages Were Brought Up in the 13th Parliament in 2020
News
08 Jul 2020
3 Times Mortgages Were Brought Up in the 13th Parliament in 2020

What will the newly elected 14th Parliament be addressing regarding mortgage and housing loan rates? We took a look back at 3 times earlier this year when the 13th Parliament discussed these issues.

Two new 5-year fixed rate home loan packages from DBS, but which is better?
Refinancing
05 Jun 2020
Two new 5-year fixed rate home loan packages from DBS, but which is better?

DBS has announced two unique 5 year fixed rate packages, but which one is better for HDB owners looking to refinance? We did the math so that you don't have to.

Let me know when interest rates drop!