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Should I use my CPF to pay off my mortgage?
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The Mortgage Market in Singapore is Broken
Home Loan
20 Feb 2020
The Mortgage Market in Singapore is Broken

The mortgage market is like a train threatening to go off the rails. Left to their own devices, homeowners have to spend hours researching through multiple diverse home loan packages offered by several banks in Singapore, or they risk choosing poorly. Mortgage brokers are the solution.

The Singaporean Guide to Home Loan Interest Rates
Home Loan
06 Feb 2020
The Singaporean Guide to Home Loan Interest Rates

Confused about mortgage loans and what they mean in Singapore? What is the meaning of fixed rate home loans or SIBOR? We help you make sense of home loan rates.

3 Things You Need to Know Before You Buy A House in Singapore
Home Loan
29 Jan 2020
3 Things You Need to Know Before You Buy A House in Singapore

Ready to buy a house in Singapore? Don't forget to consider three things: whether to get an HDB loan or a bank loan, whether you can afford your downpayment, and if you have the ability to pay your home loan monthly instalments!

Interest Rate Floor: Is it Increasing?
News
02 Jun 2020
Interest Rate Floor: Is it Increasing?

When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?

HDB Loan vs Bank Loan - Which is Better for You?
Home Loan
23 Apr 2020
HDB Loan vs Bank Loan - Which is Better for You?

Are you buying an HDB flat in Singapore? Then you'll have to confront a perennial question. Is an HDB loan or bank loan better? What about for BTO? We weigh the pros and cons of each decision.

SIBOR and How You Can Master It
Interest Rates
27 Feb 2020
SIBOR and How You Can Master It

Should you choose a SIBOR rate for your housing loan in Singapore? What is the difference between 3 month SIBOR and 1 month SIBOR? Learn more about the Singapore Interbank Offered Rate and why it is so crucial to your mortgage.

Fixed Deposit Linked Rates - The Secrets Within
Interest Rates
08 Dec 2022
Fixed Deposit Linked Rates - The Secrets Within

For the past seven years, fixed deposit linked rates like DBS FHR6 have been a unique proposition in the mortgage industry. But are they truly as low a risk?

Choosing Fixed Rate Home Loans in Singapore
Interest Rates
04 Mar 2020
Choosing Fixed Rate Home Loans in Singapore

Depending your risk profile and financial situation, choosing fixed rate home loans may be the best choice. However, you have to consider that no package stays fixed forever, and that it may cost you more in the long run! Surprised? Here's what else you might not know about fixed rates in Singapore.

Three Reasons to take a Floating Interest Rate Today
Interest Rates
15 Mar 2020
Three Reasons to take a Floating Interest Rate Today

As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here's why you should take a floating rate today.

MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why
News
01 Apr 2020
MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?

Let me know when interest rates drop!