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How the Interest Rate Cycle Works — and What It Means for Your Home Loan
Home Loan
Interest Rates
New Purchase
News
Refinancing
20 May 2025
How the Interest Rate Cycle Works — and What It Means for Your Home Loan

Explore how Singapore's shifting interest rate cycle in 2025 affects your home loan choices. Learn why timing your mortgage decisions can lead to significant savings.

Why Floating Rate Home Loans Might Be the Smartest Financial Move You Can Make in 2025

Floating mortgage rates in Singapore may be your best bet in 2025. Here’s why the smart money is betting on falling interest rates.

Singapore Election 2025: PAP vs Workers’ Party – How Their HDB Manifestos Could Impact Housing Affordability

How the PAP and Workers’ Party housing proposals could reshape HDB affordability in Singapore after Election 2025 — and what it means for your mortgage.

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4 Government Policies That Would Change Today's HDB Landscape
New Purchase
News
09 Mar 2021
4 Government Policies That Would Change Today's HDB Landscape

Last week in Parliament, there were several announcements making purchasing an HDB flat easier. However, there have yet to be any details about government policies that would affect future HDB homebuyers. We discuss their effect on HDB flat prices.

Every Type of House in Singapore - Public Housing (WAT #5)
WAT - What Are They
24 Mar 2021
Every Type of House in Singapore - Public Housing (WAT #5)

With over 25 types of housing in Singapore, we take a look at all the different public housing options Singaporeans are eligible for, like HDB terrace flats! (yeah bet you didn't remember that was a thing)

Are New Property Cooling Measures Coming in 2021?
New Purchase
News
16 Feb 2021
Are New Property Cooling Measures Coming in 2021?

Will there be new property cooling measures announced at Budget 2021 this afternoon? All signs point to yes. But what can we expect? Here's a look back at how ABSD, SSD, TDSR and MSR affected property prices in Singapore

BTO Guide for Bidadari Feb'21
BTO Guides
New Purchase
22 Jan 2021
BTO Guide for Bidadari Feb'21

Planning to get an HDB BTO this February? Every other guide talks about what you can expect NOW. But what about what you can expect in 5-30 years time? Come check out our complete BTO guide for Bidadari Feb'21.

BTO Guide for Kallang/Whampoa Feb'21
BTO Guides
New Purchase
22 Jan 2021
BTO Guide for Kallang/Whampoa Feb'21

Planning to get an HDB BTO this February? Every other guide talks about what you can expect NOW. But what about what you can expect in 5-30 years time? Come check out our complete BTO guide for Kallang/Whampoa Feb'21.

Guide to getting CPF, IRAS and HDB documents
Home Loan
24 Oct 2024
Guide to getting CPF, IRAS and HDB documents

When obtaining a home loan in Singapore, whether it's a new purchase or refinancing, you'll need to obtain several documents from the CPF, IRAS and HDB websites. Our step-by-step guide helps you download the 9 most common income documents required.

BTO Guide for Bukit Batok Feb'21
BTO Guides
New Purchase
22 Jan 2021
BTO Guide for Bukit Batok Feb'21

Planning to get an HDB BTO this February? Every other guide talks about what you can expect NOW. But what about what you can expect in 5-30 years time? Come check out our complete BTO guide for Bukit Batok Feb'21.

BTO Guide for Tengah Feb'21
BTO Guides
New Purchase
22 Jan 2021
BTO Guide for Tengah Feb'21

Planning to get an HDB BTO this February? Every other guide talks about what you can expect NOW. But what about what you can expect in 5-30 years time? Come check out our complete BTO guide for Tengah Feb'21.

How much $$$ do I need for a house? (WAT #4)
New Purchase
WAT - What Are They
23 Dec 2020
How much $$$ do I need for a house? (WAT #4)

How much does an HDB BTO flat cost in 2020? How do you know if you can afford it? Kyler Q. the Mortgage Noob reveals what your income needs to be before you consider an HDB BTO flat.

HDB Home Protection Scheme (HPS) – what are your options?
Home Loan
01 Dec 2020
HDB Home Protection Scheme (HPS) – what are your options?

HDB homeowners paying their home loan with CPF savings are automatically enrolled in the Home Protection Scheme. Is this compulsory? Are there alternatives? Here's how HPS compares with other mortgage reducing term assurance plans.

Let me know when interest rates drop!