Mortgage Master - Author

Blog Articles by Peter Lin

LOLCat.jpg


Refinancing Peter Lin

Saving money in Singapore isn't just about giving up luxuries. Sometimes it's about making smart financial decisions for the things you can't avoid in life.

MM-Logo-stacked-w-OG.png


News Peter Lin

Mortgage brokering platform helps homeowners in Singapore save more than SG$100 million in home loan repayments throughout the pandemic.

Documents.png


Home Loan Peter Lin

When obtaining a home loan in Singapore, whether it's a new purchase or refinancing, you'll need to obtain several documents from the CPF, IRAS and HDB websites. Our step-by-step guide helps you download the 9 most common income documents required.

HomeProtectionScheme.png


Home Loan Peter Lin

HDB homeowners paying their home loan with CPF savings are automatically enrolled in the Home Protection Scheme. Is this compulsory? Are there alternatives? Here's how HPS compares with other mortgage reducing term assurance plans.

ChooseHomeLoan.png


Home Loan Peter Lin

With so many home loan packages offered by banks and financial institutions in Singapore, how can you choose the best one for yourself? Based on our decades of shared experience in the industry, we share 7 steps that you'll need to take.

MMCabinCrew.png


News Peter Lin

With many airlines being affected by the COVID-19 pandemic, Mortgage Master has started a referral programme to help affected cabin crew earn additional income during these troubled times.

Jamus Remortgage.png


News Peter Lin

It was an interesting day in Parliament when Dr Jamus Lim of the Workers' Party gave his maiden speech. Of interest to us, the concept of "remortgaging" came up! We discuss what Dr Jamus and Mr Sitoh Yih Pin were actually talking about.

Refinancing.png


Refinancing Peter Lin

It is definitely a good idea to refinance your housing loan in Singapore. The main reason is to save money in the long run, but you can also enjoy other benefits offered by the banks! However, take the time to learn more about the fees and costs involved in refinancing before you make your decision.

13Parliament.png


News Peter Lin

What will the newly elected 14th Parliament be addressing regarding mortgage and housing loan rates? We took a look back at 3 times earlier this year when the 13th Parliament discussed these issues.

DBS 5 Year Fixed.png


Refinancing Peter Lin

DBS has announced two unique 5 year fixed rate packages, but which one is better for HDB owners looking to refinance? We did the math so that you don't have to.

Interest Rate Floor.png


News Peter Lin

When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?

Fixed Deposit Linked Rates.png


Interest Rates Peter Lin

For the past five years, fixed deposit linked rates like DBS FHR8 have been a unique proposition in the mortgage industry. But are they truly as low a risk? This is what we found out in 2020.

HDB Loans versus Bank Loans.png


Home Loan Peter Lin

Are you buying an HDB flat in Singapore? Then you'll have to confront a perennial question: is taking an HDB loan better, or should you go with a bank loan? We weigh the pros and cons of each decision.

Illustration of two people reaching to shake hands, one is holding a sheet with the words "good lawyer checklist"


Home Loan Peter Lin

Looking for a conveyancing lawyer in Singapore? How much does conveyancing cost? Before we answer any of these questions about conveyancing fees, here are 3 things you should know

MAS Deferred Mortgage Repayment.png


News Peter Lin

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?

Interest Repayment Schemes.png


News Peter Lin

Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.


Check Out our other articles in other areas: