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Blog Articles by Peter Lin

Annual Value of Property in Singapore
19 Jan 2023
Annual Value of Property in Singapore

Budget 2022 revealed that property taxes are going up, but only for properties with a high Annual Value! But what is Annual Value, and how do you calculate yours?

Fixed Deposit Linked Rates - The Secrets Within
08 Dec 2022
Fixed Deposit Linked Rates - The Secrets Within

For the past seven years, fixed deposit linked rates like DBS FHR6 have been a unique proposition in the mortgage industry. But are they truly as low a risk?

5 key signs of a great conveyancing law firm in Singapore
03 Oct 2022
5 key signs of a great conveyancing law firm in Singapore

Looking for a conveyancing lawyer in Singapore? How much does conveyancing cost? Before we answer any of these questions about conveyancing fees, here are 5 things great law firms do

Board Rate? What Does This Mean and Should You Take One?
20 Sept 2022
Board Rate? What Does This Mean and Should You Take One?

A board rate is a home loan interest rate that the bank determines internally. There is no transparency to you and me. How this rate is decided and what benchmarks are used are not revealed to the public. Read on to find out why you should avoid these home loan packages.

Will HDB resale prices drop in 2022?
19 May 2022
Will HDB resale prices drop in 2022?

After increasing for a 22nd consecutive month in April, will HDB resale prices ever drop in the near future?

Are new ECs too overpriced?
10 May 2022
Are new ECs too overpriced?

With North Gaia EC units priced as high as $2 million, we ask the question - have developers forgotten just how restrictive the rules are for ECs?

Income Weighted Average Age and Loan-to-Value
03 May 2022
Income Weighted Average Age and Loan-to-Value

Did you know that as joint borrowers, your age difference may affect your ability to get home loan financing?

7 steps to choose the right home loan package in Singapore
27 Apr 2022
7 steps to choose the right home loan package in Singapore

With so many home loan packages offered by banks and financial institutions in Singapore, how can you choose the best one for yourself? Based on our decades of shared experience in the industry, we share 7 steps that you'll need to take.

TDSR: What you need to know about the Total Debt Servicing Ratio
12 Apr 2022
TDSR: What you need to know about the Total Debt Servicing Ratio

In a recent Parliament session, Minister of State Alvin Tan mentioned that the median TDSR is 43%, but what is TDSR and how do you calculate it?

CPF Housing Grants: Everything you need to know
05 Apr 2022
CPF Housing Grants: Everything you need to know

When buying an HDB flat or an Executive Condominium, you may be eligible for up to $160,000 in CPF Housing Grants! But should you take the CPF Housing Grant? We break it down for you

Let me know when interest rates drop!