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Blog Articles by Peter Lin

US Fed skips Rate Hike for the First Time; How are Singapore home loans affected?
News
15 Jun 2023
US Fed skips Rate Hike for the First Time; How are Singapore home loans affected?

For the first time in over a year, the US Federal Open Market Committee (FOMC) did not raise rates! However, they did indicate that rates will continue to rise at the end of the year... so what does this mean for us in Singapore?

5 key signs of a great conveyancing law firm in Singapore
Home Loan
03 Oct 2022
5 key signs of a great conveyancing law firm in Singapore

Looking for a conveyancing lawyer in Singapore? How much does conveyancing cost? Before we answer any of these questions about conveyancing fees, here are 5 things great law firms do

Will HDB resale prices drop in 2024?
News
04 Sept 2023
Will HDB resale prices drop in 2024?

After increasing for 31 consecutive months, HDB resale prices dipped only slightly in Feb this year. But the reprieve didn't last

Are new ECs too overpriced?
News
10 May 2022
Are new ECs too overpriced?

With North Gaia EC units priced as high as $2 million, we ask the question - have developers forgotten just how restrictive the rules are for ECs?

Income Weighted Average Age and Loan-to-Value
Home Loan
03 May 2022
Income Weighted Average Age and Loan-to-Value

Did you know that as joint borrowers, your age difference may affect your ability to get home loan financing?

TDSR: What you need to know about the Total Debt Servicing Ratio
New Purchase
12 Apr 2022
TDSR: What you need to know about the Total Debt Servicing Ratio

In a recent Parliament session, Minister of State Alvin Tan mentioned that the median TDSR is 43%, but what is TDSR and how do you calculate it?

CPF Housing Grants: Everything you need to know
New Purchase
05 Apr 2022
CPF Housing Grants: Everything you need to know

When buying an HDB flat or an Executive Condominium, you may be eligible for up to $160,000 in CPF Housing Grants! But should you take the CPF Housing Grant? We break it down for you

How the US Fed interest rate hike will affect SORA and your home loan in 2022
News
15 Mar 2022
How the US Fed interest rate hike will affect SORA and your home loan in 2022

When the Federal Open Market Committee meets today, they're expected to increase the US Fed Funds Rate, the first of several over the next two years. What does this mean for homeowners in Singapore?

Annual Value of Property in Singapore
News
19 Jan 2023
Annual Value of Property in Singapore

Budget 2022 revealed that property taxes are going up, but only for properties with a high Annual Value! But what is Annual Value, and how do you calculate yours?

How to Save Money in Singapore - Spend Less
Refinancing
19 May 2021
How to Save Money in Singapore - Spend Less

Saving money in Singapore isn't just about giving up luxuries. Sometimes it's about making smart financial decisions for the things you can't avoid in life.

Let me know when interest rates drop!