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A Guide to Alternative Mortgage Financing in Singapore: When Banks Say No.

Can't get a bank loan due to TDSR or age limits? Discover how alternative mortgage financing works in Singapore and when it’s the right move for your property.

War in Iran: Why Your Mortgage Might Actually Get Cheaper

How will the Iran conflict impact your home loan? At Mortgage Master, we analyze historical data from 1990 to now to debunk the "War Bond" myth. Learn how the "Recession Effect" actually pushes interest rates down after the initial 90-day spike, and why locking in a fixed rate now could be a costly mistake for your mortgage.

The Hidden Dangers of Unlicensed Moneylending in Singapore

Discover the risks of unlicensed moneylending in Singapore and how to protect yourself. Learn legal options, safe borrowing, and financial literacy tips.

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Fixed Deposit Linked Rates - The Secrets Within
Interest Rates
08 Dec 2022
Fixed Deposit Linked Rates - The Secrets Within

For the past seven years, fixed deposit linked rates like DBS FHR6 have been a unique proposition in the mortgage industry. But are they truly as low a risk?

Choosing Fixed Rate Home Loans in Singapore
Interest Rates
04 Mar 2020
Choosing Fixed Rate Home Loans in Singapore

Depending your risk profile and financial situation, choosing fixed rate home loans may be the best choice. However, you have to consider that no package stays fixed forever, and that it may cost you more in the long run! Surprised? Here's what else you might not know about fixed rates in Singapore.

Three Reasons to take a Floating Interest Rate Today
Interest Rates
15 Mar 2020
Three Reasons to take a Floating Interest Rate Today

As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here's why you should take a floating rate today.

MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why
News
01 Apr 2020
MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?

Interest Repayment Schemes - How to Defer your Mortgage in Singapore
News
31 Mar 2020
Interest Repayment Schemes - How to Defer your Mortgage in Singapore

Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.

Board Rate? What Does This Mean and Should You Take One?
Interest Rates
20 Sept 2022
Board Rate? What Does This Mean and Should You Take One?

A board rate is a home loan interest rate that the bank determines internally. There is no transparency to you and me. How this rate is decided and what benchmarks are used are not revealed to the public. Read on to find out why you should avoid these home loan packages.

US Fed Rate cut: What COVID-19 means for your Home Loan in Singapore
News
16 Mar 2020
US Fed Rate cut: What COVID-19 means for your Home Loan in Singapore

The Federal Reserve in the US cut interest rates again on 15 March 2020, the second emergency cut this year after dropping 0.5% on 3 March 2020. Even more surprising? The emergency rate cut of 1.0%, to a range of 0% - 0.25%.

Let me know when interest rates drop!