Guide to getting CPF, IRAS and HDB documents

When processing your home loan in Singapore, there's a list of documents that your bankers will require, depending on your situation. Here's a step-by-step guide on how to obtain documents from CPF, IRAS and HDB in the comfort of your own home!

Just click any of the links below to go to the specific document.

List of Documents you'll need

CPF

1. CPF Account Balances Statement
2. CPF Contribution History
3. CPF Property Withdrawal Details

IRAS

1. IRAS Notice of Assessment
2. IRAS Property Dashboard Details Page
3. IRAS Account Summary Page

HDB

1. HDB Flat Details Page
2. HDB Financial Information Page
3. HDB Loan Statement of Account

How to see your CPF Account Balances Statement

Step 1: Go to the CPF website at cpf.gov.sg and click Login at the top menu to login with SingPass

Step 2: That's it!

With the new CPF website, you can now see your total funds in your CPF Ordinary Account (OA), your CPF Special Account (SA) and your MediSave Account (MA) as soon as you log in.

To get your Account Balances in PDF format, click on the PDF icon on the top right, below "Account Services"

From the top menu, you can obtain 3 types of CPF Statements - your transaction history, your contribution history, and yearly statement of account.

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How to get your CPF Contribution History

Step 1: Go to the CPF website at cpf.gov.sg and click Login at the top menu to login with SingPass

Step 2: Click on my cpf on the top menu bar and then click on Contribution History under the section entitled My statements.

Step 3. The Date Range should be for the past 15 months by default, so just click on the icon on the top right to save your contribution history as a PDF file

Your CPF contribution history is crucial in determining your income for both HDB loans and bank loans. This is the most important income document for homeowners who are full-time or part-time employees.

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How to get your CPF Property Withdrawal Details

Your CPF Property Withdrawal Details are also known as CPF Property Withdrawal Statement and is a reqired document for all refinancing enquiries.

Step 1: Go to the CPF website at cpf.gov.sg and click Login at the top menu to login with SingPass

Step 2: Click on my cpf on the top menu bar, followed by Home Ownership under the section entitled My dashboards.

Step 3. Make sure the right property is selected and then choose Principal amount and accrued interest

Step 4. Click on the PDF icon in the top right corner to get your Property Statement as a PDF.

Do note that banks will need you to produce the CPF Property Withdrawal Statement even though you have never used your CPF savings to pay for your property.

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How to get your IRAS Notice of Assessment

Step 1. Go to the IRAS website at iras.gov.sg and click Login and Login to myTax Portal at the top menu

Step 2. Click Personal Tax and login with SingPass

Step 3. Click Notices/Letters in the top menu and then click Individual

Step 4. Click Notice of Assessment (Individual) with the LATEST year of assessment (e.g. 2022) and download the document as a PDF

As with the CPF Contribution History, the IRAS Notice of Assessment is a way for HDB and banks to determine your average gross monthly income and how much you can borrow. This is especially important for homeowners who are self-employed or work odd jobs.

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How to get your IRAS Property Dashboard Details Page

Step 1. Go to the IRAS website at iras.gov.sg and click Login and Login to myTax Portal at the top menu

Step 2. Click Personal Tax and login with SingPass

Step 3. Click Property in the top menu and select View Property Dashboard

Step 4. Click View Details on the Property Dashboard

Step 5. Click Save as PDF/Print to save the information in a PDF

Step 6. And choose Save as PDF for the printer (what you see may vary depending on your printer model) followed by Save at the bottom

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How to get your IRAS Account Summary Page

Step 1. Go to the IRAS website at iras.gov.sg and click Login and Login to myTax Portal at the top menu

Step 2. Click Personal Tax and login with SingPass

Step 3. Click Account and select View Account Summary

Step 4. Click Save as PDF/Print to save the information in a PDF

Step 5. And choose Save as PDF for the printer (what you see may vary depending on your printer model) followed by Save at the bottom

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How to get your HDB Flat Details Page

Step 1. Go to the HDB website at hdb.gov.sg and click Login and Login to My HDBPage from the top menu

Step 2. Click My Flat and Purchased Flat in the menu on your left

Step 3. Click Flat Details

Step 4. Scroll to the bottom of the page and click Save As PDF

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How to get your HDB Financial Information Page

Step 1. Go to the HDB website at hdb.gov.sg and click Login and Login to My HDBPage from the top menu

Step 2. Click My Flat and Purchased Flat in the menu on your left

Step 3. Click Financial Info

Step 4. Once you've reached this page, select "Print" from your browser menu or press Ctrl-P on your keyboard

Step 5. And choose Save as PDF for the printer (what you see may vary depending on your printer model) followed by Save at the bottom

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How to get your HDB Loan Statement of Account

If you are still on an HDB loan, here's how to get your Statement of Account.

Step 1. Go to the HDB website at hdb.gov.sg and click Login and Login to My HDBPage from the top menu

Step 2. Click My Flat and Purchased Flat in the menu on your left

Step 3. Click Financial Info

Step 4. Click Save as PDF at the bottom of the screen to save the information as a PDF document, then click Statement of Account to download your 12-month transaction history.

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