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More Singaporeans Dealing with Rising Mortgage Stress

The latest OCBC Financial Wellness Survey revealed that 2 in 5 Singaporeans face some difficulties in paying off their mortgage loans, an increase from previous years

6 Strategies Developers Are Considering To “Counter” Effects Of ABSD

A recent survey by NUS Real Estate unveils what developers are doing in response to the ABSD hike in April. We’re here to break it down.

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Are New Property Cooling Measures Coming in 2021?
New Purchase
News
16 Feb 2021
Are New Property Cooling Measures Coming in 2021?

Will there be new property cooling measures announced at Budget 2021 this afternoon? All signs point to yes. But what can we expect? Here's a look back at how ABSD, SSD, TDSR and MSR affected property prices in Singapore

Cabin Crew Referral Programme
News
15 Oct 2020
Cabin Crew Referral Programme

With many airlines being affected by the COVID-19 pandemic, Mortgage Master has started a referral programme to help affected cabin crew earn additional income during these troubled times.

Is Dr Jamus Lim Wrong about Remortgaging when Interest Rates are Low?
News
04 Sept 2020
Is Dr Jamus Lim Wrong about Remortgaging when Interest Rates are Low?

It was an interesting day in Parliament when Dr Jamus Lim of the Workers' Party gave his maiden speech. Of interest to us, the concept of "remortgaging" came up! We discuss what Dr Jamus and Mr Sitoh Yih Pin were actually talking about.

Why Property Prices in Singapore Aren’t Dropping… Yet
News
01 Sept 2020
Why Property Prices in Singapore Aren’t Dropping… Yet

Despite the effects of the COVID-19 pandemic, on top of entering Singapore's worst recession since independence, property prices aren't falling... yet. Our CEO, David Baey shares his insights about what this means for the property market in the near future.

3 Times Mortgages Were Brought Up in the 13th Parliament in 2020
News
08 Jul 2020
3 Times Mortgages Were Brought Up in the 13th Parliament in 2020

What will the newly elected 14th Parliament be addressing regarding mortgage and housing loan rates? We took a look back at 3 times earlier this year when the 13th Parliament discussed these issues.

Interview: Mortgage Master CEO David Baey with Michelle Martin, Money FM 89.3
News
19 Feb 2020
Interview: Mortgage Master CEO David Baey with Michelle Martin, Money FM 89.3

On 5 February 2020, Mortgage Master CEO David Baey was interviewed by Michelle Martin on Money FM 89.3 about choosing the best mortgage loan. Here is the interview transcript.

Interest Rate Floor: Is it Increasing?
News
02 Jun 2020
Interest Rate Floor: Is it Increasing?

When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?

MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why
News
01 Apr 2020
MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?

Interest Repayment Schemes - How to Defer your Mortgage in Singapore
News
31 Mar 2020
Interest Repayment Schemes - How to Defer your Mortgage in Singapore

Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.

US Fed Rate cut: What COVID-19 means for your Home Loan in Singapore
News
16 Mar 2020
US Fed Rate cut: What COVID-19 means for your Home Loan in Singapore

The Federal Reserve in the US cut interest rates again on 15 March 2020, the second emergency cut this year after dropping 0.5% on 3 March 2020. Even more surprising? The emergency rate cut of 1.0%, to a range of 0% - 0.25%.

Let me know when interest rates drop!