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A Guide to Alternative Mortgage Financing in Singapore: When Banks Say No.

Can't get a bank loan due to TDSR or age limits? Discover how alternative mortgage financing works in Singapore and when it’s the right move for your property.

War in Iran: Why Your Mortgage Might Actually Get Cheaper

How will the Iran conflict impact your home loan? At Mortgage Master, we analyze historical data from 1990 to now to debunk the "War Bond" myth. Learn how the "Recession Effect" actually pushes interest rates down after the initial 90-day spike, and why locking in a fixed rate now could be a costly mistake for your mortgage.

The Hidden Dangers of Unlicensed Moneylending in Singapore

Discover the risks of unlicensed moneylending in Singapore and how to protect yourself. Learn legal options, safe borrowing, and financial literacy tips.

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Contactless Application for Home Loans in Singapore
Home Loan
28 Feb 2020
Contactless Application for Home Loans in Singapore

These days, there are many reasons why you may not want to meet someone face-to-face. Find out how you can apply for home loans in Singapore without ever needing to meet someone!

Based on a True Story - Why Approaching a Mortgage Broker is better than an individual Bank
Home Loan
19 Oct 2018
Based on a True Story - Why Approaching a Mortgage Broker is better than an individual Bank

Our CEO, David Baey, shares how his time as a banker led him to discover the mortgage broker career. Read about his win-win-win-win strategy for the home loan industry in Singapore!

Why Are Mortgage Interest Rates Rising?
Interest Rates
03 Oct 2018
Why Are Mortgage Interest Rates Rising?

Find out why mortgage interest rates are skyrocketing in 2018 and what you can do to make sure your monthly instalment payment does not increase as well.

Interview: Mortgage Master CEO David Baey with Michelle Martin, Money FM 89.3
News
19 Feb 2020
Interview: Mortgage Master CEO David Baey with Michelle Martin, Money FM 89.3

On 5 February 2020, Mortgage Master CEO David Baey was interviewed by Michelle Martin on Money FM 89.3 about choosing the best mortgage loan. Here is the interview transcript.

The Mortgage Market in Singapore is Broken
Home Loan
20 Feb 2020
The Mortgage Market in Singapore is Broken

The mortgage market is like a train threatening to go off the rails. Left to their own devices, homeowners have to spend hours researching through multiple diverse home loan packages offered by several banks in Singapore, or they risk choosing poorly. Mortgage brokers are the solution.

The Singaporean Guide to Home Loan Interest Rates
Home Loan
06 Feb 2020
The Singaporean Guide to Home Loan Interest Rates

Confused about mortgage loans and what they mean in Singapore? What is the meaning of fixed rate home loans or SIBOR? We help you make sense of home loan rates.

3 Things You Need to Know Before You Buy A House in Singapore
Home Loan
29 Jan 2020
3 Things You Need to Know Before You Buy A House in Singapore

Ready to buy a house in Singapore? Don't forget to consider three things: whether to get an HDB loan or a bank loan, whether you can afford your downpayment, and if you have the ability to pay your home loan monthly instalments!

Interest Rate Floor: Is it Increasing?
News
02 Jun 2020
Interest Rate Floor: Is it Increasing?

When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?

HDB Loan vs Bank Loan - Which is Better for You?
Home Loan
23 Apr 2020
HDB Loan vs Bank Loan - Which is Better for You?

Are you buying an HDB flat in Singapore? Then you'll have to confront a perennial question. Is an HDB loan or bank loan better? What about for BTO? We weigh the pros and cons of each decision.

SIBOR and How You Can Master It
Interest Rates
27 Feb 2020
SIBOR and How You Can Master It

Should you choose a SIBOR rate for your housing loan in Singapore? What is the difference between 3 month SIBOR and 1 month SIBOR? Learn more about the Singapore Interbank Offered Rate and why it is so crucial to your mortgage.

Let me know when interest rates drop!