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New Seller’s Stamp Duty (SSD) rules took effect in Singapore from 4 July 2025. Here's what buyers, sellers, and investors need to know about the latest holding period changes and tax rates—plus how to plan ahead.
Explore how Singapore's shifting interest rate cycle in 2025 affects your home loan choices. Learn why timing your mortgage decisions can lead to significant savings.
Floating mortgage rates in Singapore may be your best bet in 2025. Here’s why the smart money is betting on falling interest rates.
Our Articles
Ready to buy a house in Singapore? Don't forget to consider three things: whether to get an HDB loan or a bank loan, whether you can afford your downpayment, and if you have the ability to pay your home loan monthly instalments!
When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?
Are you buying an HDB flat in Singapore? Then you'll have to confront a perennial question. Is an HDB loan or bank loan better? What about for BTO? We weigh the pros and cons of each decision.
Should you choose a SIBOR rate for your housing loan in Singapore? What is the difference between 3 month SIBOR and 1 month SIBOR? Learn more about the Singapore Interbank Offered Rate and why it is so crucial to your mortgage.
For the past seven years, fixed deposit linked rates like DBS FHR6 have been a unique proposition in the mortgage industry. But are they truly as low a risk?
Depending your risk profile and financial situation, choosing fixed rate home loans may be the best choice. However, you have to consider that no package stays fixed forever, and that it may cost you more in the long run! Surprised? Here's what else you might not know about fixed rates in Singapore.
As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here's why you should take a floating rate today.
On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?
Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.
A board rate is a home loan interest rate that the bank determines internally. There is no transparency to you and me. How this rate is decided and what benchmarks are used are not revealed to the public. Read on to find out why you should avoid these home loan packages.
