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How the Interest Rate Cycle Works — and What It Means for Your Home Loan
Home Loan
Interest Rates
New Purchase
News
Refinancing
20 May 2025
How the Interest Rate Cycle Works — and What It Means for Your Home Loan

Explore how Singapore's shifting interest rate cycle in 2025 affects your home loan choices. Learn why timing your mortgage decisions can lead to significant savings.

Why Floating Rate Home Loans Might Be the Smartest Financial Move You Can Make in 2025

Floating mortgage rates in Singapore may be your best bet in 2025. Here’s why the smart money is betting on falling interest rates.

The Ultimate Guide to Using a Property Stamp Duty Calculator in Singapore
Home Loan
Interest Rates
New Purchase
Refinancing
22 Apr 2025
The Ultimate Guide to Using a Property Stamp Duty Calculator in Singapore

Calculate your BSD and ABSD easily with this guide to using a property stamp duty calculator in Singapore. Get accurate, instant results online.

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New Purchase Articles

BTO Guide for Kallang/Whampoa Feb'21
BTO Guides
New Purchase
22 Jan 2021
BTO Guide for Kallang/Whampoa Feb'21

Planning to get an HDB BTO this February? Every other guide talks about what you can expect NOW. But what about what you can expect in 5-30 years time? Come check out our complete BTO guide for Kallang/Whampoa Feb'21.

BTO Guide for Bukit Batok Feb'21
BTO Guides
New Purchase
22 Jan 2021
BTO Guide for Bukit Batok Feb'21

Planning to get an HDB BTO this February? Every other guide talks about what you can expect NOW. But what about what you can expect in 5-30 years time? Come check out our complete BTO guide for Bukit Batok Feb'21.

BTO Guide for Tengah Feb'21
BTO Guides
New Purchase
22 Jan 2021
BTO Guide for Tengah Feb'21

Planning to get an HDB BTO this February? Every other guide talks about what you can expect NOW. But what about what you can expect in 5-30 years time? Come check out our complete BTO guide for Tengah Feb'21.

How much $$$ do I need for a house? (WAT #4)
New Purchase
WAT - What Are They
23 Dec 2020
How much $$$ do I need for a house? (WAT #4)

How much does an HDB BTO flat cost in 2020? How do you know if you can afford it? Kyler Q. the Mortgage Noob reveals what your income needs to be before you consider an HDB BTO flat.

What’s next after bidding for BTO?
New Purchase
08 Dec 2020
What’s next after bidding for BTO?

Now that stress of the November HDB BTO exercise is over it's time to relax right? Wrong. It's time to plan for the next step, which is getting an HLE letter or AIP. We tell you what these letters mean.

MOP and HDB, not Mop your HDB
New Purchase
20 Nov 2020
MOP and HDB, not Mop your HDB

Buying an HDB BTO flat? The Minimum Occupation Period or MOP should always be at the top of your minds. Here's what to look out for, using the November BTO launches at Bishan Ridges and Tengah's Garden Court and Garden Terrace as examples.

Let me know when interest rates drop!