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How the Interest Rate Cycle Works — and What It Means for Your Home Loan
Home Loan
Interest Rates
New Purchase
News
Refinancing
20 May 2025
How the Interest Rate Cycle Works — and What It Means for Your Home Loan

Explore how Singapore's shifting interest rate cycle in 2025 affects your home loan choices. Learn why timing your mortgage decisions can lead to significant savings.

Why Floating Rate Home Loans Might Be the Smartest Financial Move You Can Make in 2025

Floating mortgage rates in Singapore may be your best bet in 2025. Here’s why the smart money is betting on falling interest rates.

Singapore Election 2025: PAP vs Workers’ Party – How Their HDB Manifestos Could Impact Housing Affordability

How the PAP and Workers’ Party housing proposals could reshape HDB affordability in Singapore after Election 2025 — and what it means for your mortgage.

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What New Rehousing Options do SERS Homeowners Now Have?
News
27 Jul 2022
What New Rehousing Options do SERS Homeowners Now Have?

It's been 4 years since SERS was in the news, but this time some constructive feedback have led to new options for affected homeowners

What Should Homeowners Do About Rising Interest Rates?
Home Loan
14 Jul 2022
What Should Homeowners Do About Rising Interest Rates?

Interest rates are rising quickly in 2022 and many housing loan repayments are expected to rise significantly in the months ahead. Here are three steps to take.

4 Things Homeowners Need To Watch For In 2022 As Home Loan Rates Go Up
Home Loan
20 Jul 2022
4 Things Homeowners Need To Watch For In 2022 As Home Loan Rates Go Up

With home loan fixed rates rising and 3M SORA soaring past the 1.00% mark, 2022 is going to be a tough year for homeowners

Is Owning A Second Property In Singapore Worth the Cost?
New Purchase
01 Jun 2022
Is Owning A Second Property In Singapore Worth the Cost?

Last month, the Singapore government plugged yet another loophole for those looking to buy multiple properties. We discuss why so many want to own a second property in Singapore

Will HDB resale prices drop in 2024?
News
04 Sept 2023
Will HDB resale prices drop in 2024?

After increasing for 31 consecutive months, HDB resale prices dipped only slightly in Feb this year. But the reprieve didn't last

Are new ECs too overpriced?
News
10 May 2022
Are new ECs too overpriced?

With North Gaia EC units priced as high as $2 million, we ask the question - have developers forgotten just how restrictive the rules are for ECs?

Income Weighted Average Age and Loan-to-Value
Home Loan
03 May 2022
Income Weighted Average Age and Loan-to-Value

Did you know that as joint borrowers, your age difference may affect your ability to get home loan financing?

How to Predict how much to Pay for an HDB Resale Flat in 2022
New Purchase
19 Apr 2022
How to Predict how much to Pay for an HDB Resale Flat in 2022

If you're looking for a resale HDB flat, it's been a seller's market for 21 months. Here's 3 methods to help you figure out how much you should really be paying!

Bukit Merah May'22 BTO Guide
BTO Guides
22 Apr 2022
Bukit Merah May'22 BTO Guide

Planning to get an HDB BTO this May? Come check out our COMPLETE BTO guide for Bukit Merah May'22.

Queenstown May'22 BTO Guide
BTO Guides
22 Apr 2022
Queenstown May'22 BTO Guide

Planning to get an HDB BTO this May? Come check out our COMPLETE BTO guide for Queenstown May'22.

Let me know when interest rates drop!