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New EC Rules May 2026: 10-Year MOP, No DPS, and the 90% First-Timer Quota
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07 May 2026
New EC Rules May 2026: 10-Year MOP, No DPS, and the 90% First-Timer Quota

New EC rules effective May 8, 2026: 10-year MOP, 15-year privatization, and the end of the Deferred Payment Scheme (DPS). Learn how these changes impact HDB upgraders.

A Guide to Alternative Mortgage Financing in Singapore: When Banks Say No.

Can't get a bank loan due to TDSR or age limits? Discover how alternative mortgage financing works in Singapore and when it’s the right move for your property.

War in Iran: Why Your Mortgage Might Actually Get Cheaper

How will the Iran conflict impact your home loan? At Mortgage Master, we analyze historical data from 1990 to now to debunk the "War Bond" myth. Learn how the "Recession Effect" actually pushes interest rates down after the initial 90-day spike, and why locking in a fixed rate now could be a costly mistake for your mortgage.

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Board Rate? What Does This Mean and Should You Take One?
Interest Rates
20 Sept 2022
Board Rate? What Does This Mean and Should You Take One?

A board rate is a home loan interest rate that the bank determines internally. There is no transparency to you and me. How this rate is decided and what benchmarks are used are not revealed to the public. Read on to find out why you should avoid these home loan packages.

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