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How the Interest Rate Cycle Works — and What It Means for Your Home Loan
Home Loan
Interest Rates
New Purchase
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Refinancing
20 May 2025
How the Interest Rate Cycle Works — and What It Means for Your Home Loan

Explore how Singapore's shifting interest rate cycle in 2025 affects your home loan choices. Learn why timing your mortgage decisions can lead to significant savings.

Why Floating Rate Home Loans Might Be the Smartest Financial Move You Can Make in 2025

Floating mortgage rates in Singapore may be your best bet in 2025. Here’s why the smart money is betting on falling interest rates.

Singapore Election 2025: PAP vs Workers’ Party – How Their HDB Manifestos Could Impact Housing Affordability

How the PAP and Workers’ Party housing proposals could reshape HDB affordability in Singapore after Election 2025 — and what it means for your mortgage.

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Interest Rates Articles

Fixed Deposit Linked Rates - The Secrets Within
Interest Rates
08 Dec 2022
Fixed Deposit Linked Rates - The Secrets Within

For the past seven years, fixed deposit linked rates like DBS FHR6 have been a unique proposition in the mortgage industry. But are they truly as low a risk?

Choosing Fixed Rate Home Loans in Singapore
Interest Rates
04 Mar 2020
Choosing Fixed Rate Home Loans in Singapore

Depending your risk profile and financial situation, choosing fixed rate home loans may be the best choice. However, you have to consider that no package stays fixed forever, and that it may cost you more in the long run! Surprised? Here's what else you might not know about fixed rates in Singapore.

Three Reasons to take a Floating Interest Rate Today
Interest Rates
15 Mar 2020
Three Reasons to take a Floating Interest Rate Today

As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here's why you should take a floating rate today.

Board Rate? What Does This Mean and Should You Take One?
Interest Rates
20 Sept 2022
Board Rate? What Does This Mean and Should You Take One?

A board rate is a home loan interest rate that the bank determines internally. There is no transparency to you and me. How this rate is decided and what benchmarks are used are not revealed to the public. Read on to find out why you should avoid these home loan packages.

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