
New EC rules effective May 8, 2026: 10-year MOP, 15-year privatization, and the end of the Deferred Payment Scheme (DPS). Learn how these changes impact HDB upgraders.

How will the Iran conflict impact your home loan? At Mortgage Master, we analyze historical data from 1990 to now to debunk the "War Bond" myth. Learn how the "Recession Effect" actually pushes interest rates down after the initial 90-day spike, and why locking in a fixed rate now could be a costly mistake for your mortgage.

Discover the risks of unlicensed moneylending in Singapore and how to protect yourself. Learn legal options, safe borrowing, and financial literacy tips.

When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?

Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.

The Federal Reserve in the US cut interest rates again on 15 March 2020, the second emergency cut this year after dropping 0.5% on 3 March 2020. Even more surprising? The emergency rate cut of 1.0%, to a range of 0% - 0.25%.