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New EC Rules May 2026: 10-Year MOP, No DPS, and the 90% First-Timer Quota
Home Loan
Interest Rates
New Purchase
News
Refinancing
07 May 2026
New EC Rules May 2026: 10-Year MOP, No DPS, and the 90% First-Timer Quota

New EC rules effective May 8, 2026: 10-year MOP, 15-year privatization, and the end of the Deferred Payment Scheme (DPS). Learn how these changes impact HDB upgraders.

A Guide to Alternative Mortgage Financing in Singapore: When Banks Say No.

Can't get a bank loan due to TDSR or age limits? Discover how alternative mortgage financing works in Singapore and when it’s the right move for your property.

Why Financial Literacy Is a Necessity, Not a Luxury
Home Loan
Interest Rates
New Purchase
News
Refinancing
17 Oct 2025
Why Financial Literacy Is a Necessity, Not a Luxury

Learn why financial literacy is essential for every Singaporean. Discover how understanding mortgage loans and home loan interest rates can protect your financial future.

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Refinancing Articles

Refinancing Your Home Loan in Singapore
Refinancing
21 Aug 2020
Refinancing Your Home Loan in Singapore

It is definitely a good idea to refinance your housing loan in Singapore. The main reason is to save money in the long run, but you can also enjoy other benefits offered by the banks! However, take the time to learn more about the fees and costs involved in refinancing before you make your decision.

Two new 5-year fixed rate home loan packages from DBS, but which is better?
Refinancing
05 Jun 2020
Two new 5-year fixed rate home loan packages from DBS, but which is better?

DBS has announced two unique 5 year fixed rate packages, but which one is better for HDB owners looking to refinance? We did the math so that you don't have to.

Let me know when interest rates drop!