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2025 Home Loan Predictions: Will Mortgage Rates in Singapore Go Up or Down?
Home Loan
Interest Rates
New Purchase
News
Refinancing
17 Mar 2025
2025 Home Loan Predictions: Will Mortgage Rates in Singapore Go Up or Down?

Wondering if mortgage rates in Singapore will drop in 2025? While experts predict a gradual decline, the timeline remains uncertain. With fixed rates currently lower than floating rates, is now the right time to lock in a loan? This article breaks down interest rate trends, expert forecasts, and the best refinancing strategies for homeowners. Read on to make the smartest mortgage decision in 2025!

Best Home Loan Packages in Singapore (2025 Edition): Which Bank Offers the Lowest Rates?

Looking for the best home loan in Singapore? This guide compares fixed vs floating rate home loans, breaking down their pros and cons, who they are best suited for, and how to choose the right mortgage in 2025. Whether you're buying a new launch condo or refinancing, find out which loan type will save you the most money. Read now to make an informed decision!

How Much Must I Earn to Afford a New Launch Condo in Singapore?

Looking to buy a new launch condo in Singapore? This guide breaks down the latest condo prices, minimum income needed, and monthly mortgage payments for upcoming new launch SG projects in 2025. Find out if you can afford top developments like Parktown Residences, Arina East Residences, and The Orie, and get expert mortgage advice to secure the best home loan. Read now to plan your purchase wisely!

Article Categories

New Purchase Articles

Should I use my CPF to pay off my mortgage?
Home Loan
Interest Rates
New Purchase
Refinancing
22 Jul 2024
Should I use my CPF to pay off my mortgage?

What is bank valuation and how does it work?
Home Loan
Interest Rates
New Purchase
Refinancing
WAT - What Are They
15 Jul 2024
What is bank valuation and how does it work?

Getting Your First Property In An Impending Recession? Here’s What You Need To Know
New Purchase
16 Sept 2023
Getting Your First Property In An Impending Recession? Here’s What You Need To Know

Will Singapore experience a recession in 2023? We share 5 points that new homebuyers will need to consider

4 Reasons Why Property Valuations Are Not Coming Down And What You Can Do As A Buyer
New Purchase
14 Sept 2023
4 Reasons Why Property Valuations Are Not Coming Down And What You Can Do As A Buyer

The property market has defied all expectations, with valuations still at an all-time high despite higher interest rates. We ask why

Why Every Singaporean Homeowner Needs To Know The 3-3-5 Rule
New Purchase
08 Sept 2023
Why Every Singaporean Homeowner Needs To Know The 3-3-5 Rule

With property prices still rising in Singapore, we could all use a little help in ensuring we buy a home that is affordable. Introducing the 3-3-5 Rule!

5 New Condo Launches In Q3 2023 To Check Out
New Purchase
26 Jul 2023
5 New Condo Launches In Q3 2023 To Check Out

Private property prices fell for the first-time in three years, which makes the new condo launches this quarter even more exciting

4 Tips To Help You Become A Homeowner In Singapore At An Affordable Rate
New Purchase
18 Jul 2023
4 Tips To Help You Become A Homeowner In Singapore At An Affordable Rate

Regardless of how exorbitant property prices in Singapore are, many of us still aspire to be homeowners. Take note of these 4 key tricks maintain affordability.

First-Time Homeowners’ Guide To The New HDB Flat Eligibility (HFE) Letter
New Purchase
17 Jul 2023
First-Time Homeowners’ Guide To The New HDB Flat Eligibility (HFE) Letter

The new HDB Flat Eligibility (HFE) letter is a streamlined document that gives HDB homebuyers a clearer idea of what they can apply for when it comes to housing and financing

Let me know when interest rates drop!