Available Home Loan Packages as of September 2025
2 Year Fixed
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.75% Fixed
Year 2: 1.75% Fixed
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.0M - $2,500
Private Loan amount above 1.5M - $2,800
2 Year Fixed
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.75% Fixed
Year 2: 1.75% Fixed
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $3,000
Private Loan amount above 1.5M - $3,400
HDB loan amount above 300K - $2,100
2 Year Fixed Flexi
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.75% Fixed
Year 2: 1.75% Fixed
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $3,000
Private Loan amount above 1.5M - $3,400
HDB loan amount above 300K - $2,100
3-Month SORA
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.25%
Year 2: 3M SORA + 0.35%
Year 3: 3M SORA + 0.65%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
