Available Home Loan Packages as of May 2024
1 Year Fixed (Citigold Private Client)
Fixed interest rates
1 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.20% Fixed
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
- 0.40% of loan amount, capped at $5,000
1 Year Fixed (Citigold)
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.25% Fixed
Year 2: 3M SORA + 0.55%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months to fixed rate only
Legal and valuation subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500
3 Year Fixed
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.45% Fixed
Year 2: 3.45% Fixed
Year 3: 3.45% Fixed
Thereafter: 1M SORA + 1.00%
- Must sign up SaveUp account and credit card
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
3 Year Fixed
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.75% Fixed
Year 2: 3.75% Fixed
Year 3: 3.75% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
