Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.40% Fixed
Year 2: 2.40% Fixed
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.40% Fixed
Year 2: 2.40% Fixed
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.40% Fixed
Year 2: 2.40% Fixed
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 1.0M - $2,500
Private loan amount above 450K - $2,000
HDB loan amount above 300K - $2,000
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must sign up priority banking with 250K deposit)
Year 1: 3M SORA + 0.10%
Year 2: 3M SORA + 0.20%
Year 3: 3M SORA + 0.30%
Thereafter: 3M SORA + 1.00%
- 50% interest offset account
- Legal subsidy at 0.40% of loan amount, capped at $2,500
- Additional cashback at 0.10% of loan amount, capped at $10,000