Available Home Loan Packages as of December 2025
1 Year Fixed (Priority Banking)
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.45% Fixed
Year 2: 1M SORA + 0.30%
Year 3: 1M SORA + 0.40%
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale after 12 months
- Up to 50% partial repayment is allowed after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
2 Year Fixed
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.45% Fixed
Year 2: 1.45% Fixed
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $2,500
HDB loan amount above 300K - $2,000
2 Year Fixed Flexi
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.45% Fixed
Year 2: 1.45% Fixed
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $2,500
HDB loan amount above 300K - $2,000
2 Year Fixed Flexi
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.45% Fixed
Year 2: 1.45% Fixed
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
