Available Home Loan Packages as of May 2025
3 Year Fixed Flexi (Treasures)
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.40% Fixed
Year 2: 2.40% Fixed
Year 3: 2.40% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
3 Year Fixed Flexi
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.40% Fixed
Year 2: 2.40% Fixed
Year 3: 2.40% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 1.0M - $2,500
Private loan amount above 450K - $2,000
HDB loan amount above 300K - $2,000
1-Month SORA (With 200K Deposit)
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must fund 200K before loan disbursement)
Year 1: 1M SORA + 0.20%
Year 2: 1M SORA + 0.25%
Year 3: 1M SORA + 0.30%
Thereafter: 1M SORA + 0.60%
- One free conversion anytime
- 100% waiver of penalty due to sale
- Up to 30% partial repayment allowed during lock in
- Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount above 600K - $3,500
2 Year Fixed Plus
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.40% Fixed
Year 2: 2.40% Fixed OR 3M SORA + 0.35%
Year 3: 3M SORA + 0.40%
Thereafter: 3M SORA + 1.00%
- Can switch to floating rate at the start of Year 2
- One free conversion after lock in period
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 1.0M - $2,500
Private loan amount above 450K - $2,000
HDB loan amount above 300K - $2,000
