Available Home Loan Packages as of April 2024
1-Month SORA
Floating interest rates
1 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.68%
Year 2: 1M SORA + 0.68%
Thereafter: 1M SORA + 1.75%
- One free conversion after lock in
- Partial repayment within lock in period is allowed (up to 50% of original loan amount)
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,000
Board Rate
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 4.40% Board Rate
Year 2: 4.40% Board Rate
Year 3: 4.45% Board Rate
Thereafter: 4.45% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 200K - $1500
Loan amount above 300K - $2000
3-Month SORA
Floating interest rates
3 year lock-in
Year 1: 3M SORA + 0.75%
Year 2: 3M SORA + 0.75%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- Waiver of penalty due to sale after 6 months of repayment
Subsidies for refinancing ONLY:
- Legal subsidy 0.4% of loan amount, capped at $1,800
- Full valuation subsidy
- Free fire insurance for first year
- Clawback period is 2 years for all the above subsidies
3-Month SORA
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.95%
Year 2: 3M SORA + 0.95%
Year 3: 3M SORA + 1.20%
Thereafter: 3M SORA + 1.25%
- One free conversion after 12 months
- Up to 50% partial payment is allowed during lock-in
Legal subsidy for refinancing only
Loan amount above 500K - $2,000
Loan amount below 500K - $0
