Available Home Loan Packages as of July 2024
1 Year Fixed
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 4.25% Fixed
Year 2: 3M SORA + 0.75%
Year 3: 3M SORA + 0.85%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months to fixed rate only
Legal and valuation subsidy for refinancing only
- 0.20% of loan amount, capped at $2,500
3-Month SORA
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.65%
Year 2: 3M SORA + 0.65%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- 50% interest offset account
- Pegged to 3M SORA with monthly refresh
Legal subsidy for refinancing only
- 0.20% of loan amount, capped at $2,500
1-Month SORA
Floating interest rates
1 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.68%
Year 2: 1M SORA + 0.68%
Thereafter: 1M SORA + 1.75%
- One free conversion after lock in
- Partial repayment within lock in period is allowed (up to 50% of original loan amount)
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
Board Rate
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 4.35% Board Rate
Year 2: 4.35% Board Rate
Thereafter: 4.35% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K - $2,000
