Available Home Loan Packages as of September 2025
3 Year Fixed
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.80% Fixed
Year 2: 1.80% Fixed
Year 3: 1.80% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
3 Year Fixed Flexi
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.80% Fixed
Year 2: 1.80% Fixed
Year 3: 1.80% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Up to 10% partial repayment is allowed per year during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $3,000
Private Loan amount above 1.5M - $3,400
HDB loan amount above 300K - $2,100
2 Year Fixed Flexi Plus
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.80% Fixed
Year 2: 1.80% Fixed OR 3M SORA + 0.35%
Year 3: 3M SORA + 0.40%
Thereafter: 3M SORA + 0.55%
- Can switch to floating rate at the start of Year 2
- One free conversion after 12 months
- Up to 10% partial repayment per year is allowed during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $3,000
Private Loan amount above 1.5M - $3,400
HDB loan amount above 300K - $2,100
2 Year Fixed Flexi
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.80% Fixed
Year 2: 1.80% Fixed
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,300
Private loan amount above 1.0M - $3,000
Private loan amount above 1.5M - $3,400
HDB loan amount above 250K - $2,000
HDB loan amount above 300K - $2,100
