Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must fund 200K before loan disbursement)
Year 1: 1.45% Fixed
Year 2: 1.45% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount above 600K - $3,500

Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.45% Fixed
Year 2: 1.45% Fixed
Thereafter: 1M SORA + 1.50%
- One free conversion after 12 months
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500

Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.45%
Year 2: 1M SORA + 0.45%
Year 3: 1M SORA + 0.60%
Thereafter: 1M SORA + 0.85%
- 50% interest offset account
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500

Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.50% Fixed
Year 2: 1.50% Fixed
Year 3: 1.50% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500