Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.70% Fixed
Year 2: 2.70% Fixed
Year 3: 3M SORA + 0.55%
Year 4: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after 24 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.70% Fixed
Year 2: 3M SORA + 0.40%
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Up to 50% partial repayment after 12 months
- 100% waiver due to sale after 12 months
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.0M - $2,500
Private Loan amount above 1.5M - $2,800
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.85% Fixed
Year 2: 2.85% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.85% Fixed
Year 2: 1M SORA + 0.60%
Year 3: 1M SORA + 0.65%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Up to 50% partial payment is allowed after 12 months
Legal and valuation subsidy for both purchase and refinance
- 0.4% of loan amount, capped at $2,500