Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.08% Fixed
Year 2: 3.08% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in period
- Must fund 200K before loan disbursement
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.10% Fixed
Year 2: 3.10% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.15% Fixed
Year 2: 3.15% Fixed
Year 3: 3.15% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.15% Fixed
Year 2: 3.05% Fixed
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.00%
- One time free conversion after lock in
Subsidy is applicable to both purchase and refinancing
- Legal subsidy 0.30% of loan amount, capped at $2,000
- Valuation subsidy $500 for loan amount above 800K