Loan Amount
SGD 1,200,000
Loan Tenor
30 years
Available Home Loan Packages as of December 2025
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3-Month SORA
First Year Interest
2.49%
First Year Monthly Installment
4.74K
Loan Tenor
30 years
Three Year Average Interest
2.49%
Floating interest rates
1 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 1.25%
Year 2: 3M SORA + 1.25%
Thereafter: 3M SORA + 1.25%
- One free conversion after 12 months
- Partial repayment allowed during lock in period as long as loan doesn't fall below 200K
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $2,500
HDB loan amount above 300K - $2,000
Let me know when interest rates drop!