Loan Amount
SGD 1,200,000
Loan Tenor
30 years
Available Home Loan Packages as of February 2026
61 results found │ Banks will be disclosed during consultation
1 Year Fixed
First Year Interest
2.49%
First Year Monthly Installment
4.74K
Loan Tenor
30 years
Three Year Average Interest
2.27%
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.49% Fixed
Year 2: 3M SORA + 0.95%
Year 3: 3M SORA + 1.00%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months to fixed rate only
Legal and valuation subsidy for refinancing only
- 0.20% of loan amount, capped at $2,500
Let me know when interest rates drop!