Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.70% Fixed
Year 2: 1.70% Fixed
Year 3: 1.70% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,300
Private loan amount above 1.0M - $3,000
Private loan amount above 1.5M - $3,400
HDB loan amount above 250K - $2,000
HDB loan amount above 300K - $2,100
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.70% Fixed
Year 2: 1.70% Fixed
Year 3: 1M SORA + 0.40%
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must fund 200K before loan disbursement)
Year 1: 1.70% Fixed
Year 2: 1M SORA + 0.45%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount above 600K - $3,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.70% Fixed
Year 2: 1.70% Fixed
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800