Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.00% Fixed
Year 2: 3.00% Fixed
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after 24 months
Legal subsidy for refinancing only - $1,800
Valuation subsidy for refinancing only - $500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.05% Fixed
Year 2: 3.05% Fixed
Year 3: 3.05% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 450K - $2,000
Private loan amount below 450K - 0.4% of loan amount (legal subsidy)
HDB loan amount above 300K - $2,000
HDB loan amount below 300K - 0.4% of loan amount (legal subsidy)
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.05% Fixed
Year 2: 3.05% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
(Only applicable to selected properties with GREEN MARK certification)
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3.05% Fixed
Year 2: 1M SORA + 0.60%
Year 3: 1M SORA + 0.65%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Up to 50% partial payment is allowed after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $2,000
Loan amount below 500K - $0