Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must open SaveUp account with 30K deposit
Year 1: 2.42% Fixed
Year 2: 2.42% Fixed
Thereafter: 1M SORA + 1.50%
- One free conversion after 12 months
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.44% Fixed
Year 2: 2.44% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.45% Fixed
Year 2: 2.45% Fixed
Year 3: 2.45% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Must take up BOC credit card
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Only applicable to selected properties with GREEN MARK certification)
Year 1: 2.45% Fixed
Year 2: 2.45% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Must take up BOC credit card
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800