Available Home Loan Packages as of March 2023
2 Year Fixed (Limited Promo)
Fixed interest rates
2 year lock-in
Year 1: 3.75% Fixed
Year 2: 3.75% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- 100% waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
2 Year Fixed
Fixed interest rates
2 year lock-in
Year 1: 3.75% Fixed
Year 2: 3.75% Fixed
Thereafter: 1M SORA + 1.25%
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,000
3 Year Fixed (Citigold)
Fixed interest rates
3 year lock-in
Year 1: 3.80% Fixed
Year 2: 3.80% Fixed
Year 3: 3.80% Fixed
Thereafter: 3M SORA + 1.10%
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500
3 Year Fixed (Green Mortgage)
Fixed interest rates
3 year lock-in
Year 1: 3.80% Fixed
Year 2: 3.80% Fixed
Year 3: 3.80% Fixed
Thereafter: 1M SORA + 0.95%
- Evergreen waiver of repricing fee
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Loan amount below 500K - $1,000
(Only applicable to selected properties with GREEN MARK certification)
