Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.30% Fixed
Year 2: 2.30% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.30% Fixed
Year 2: 2.30% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.35% Fixed
Year 2: 2.35% Fixed
Year 3: 2.35% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
(Only applicable to selected properties with GREEN MARK certification)
Year 1: 2.35% Fixed
Year 2: 2.35% Fixed
Year 3: 2.40% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Must take up BOC credit card
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800