Available Home Loan Packages as of May 2026
1-Month SORA (Priority Banking)
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.25%
Year 2: 1M SORA + 0.25%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 0.60%
- One free conversion after 12 months
- Up to 30% partial repayment is allowed during lock in
- Waiver due to sale at any point of time
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
1-Month SORA
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.25%
Year 2: 1M SORA + 0.25%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Up to 20% partial repayment is allowed per year during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $2,500
HDB loan amount above 250K - $2,000
1-Month SORA Flexi
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.25%
Year 2: 1M SORA + 0.25%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 0.75%
- One free conversion anytime
- Waiver due to sale anytime
- Up to 50% partial repayment is allowed during lock-in
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.0M - $2,500
Private Loan amount above 1.5M - $2,800
3-Month SORA Flexi
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.28%
Year 2: 3M SORA + 0.30%
Year 3: 3M SORA + 0.55%
Thereafter: 3M SORA + 0.75%
- One free conversion anytime
- No penalty for partial repayment during lock in
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
