Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.48% Fixed
Year 2: 2.48% Fixed
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.00%
- One time free conversion after lock in period
- 100% penalty refund if due to sale and new loan min 200K to be taken up within 6 months from date of redemption
Subsidy is applicable to both purchase and refinancing
- Legal subsidy 0.30% of loan amount, capped at $2,000
- Valuation subsidy $500 for loan amount above 800K
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.50% Fixed
Year 2: 2.50% Fixed
Year 3: 2.50% Fixed
Year 4: 3M SORA + 0.55%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.50% Fixed
Year 2: 2.50% Fixed
Year 3: 2.50% Fixed
Year 4: 3M SORA + 0.55%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.50% Fixed
Year 2: 2.50% Fixed
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 1.0M - $2,500
Private loan amount above 450K - $2,000
HDB loan amount above 300K - $2,000