Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.30%
Year 2: 3M SORA + 0.30%
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Up to 20% partial repayment is allowed per year during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 1.0M - $2,500
Private loan amount above 450K - $2,000
HDB loan amount above 300K - $2,000
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.18% Fixed
Year 2: 2.18% Fixed
Year 3: 1M SORA + 0.50%
Year 4: 1M SORA + 0.60%
Thereafter: 1M SORA + 0.70%
- One free conversion after 24 months
Legal and valuation subsidy for refinancing only
Loan amount above 500K - $2,000
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.20% Fixed
Year 2: 2.20% Fixed
Year 3: 2.20% Fixed
Year 4: 3M SORA + 0.55%
Thereafter: 3M SORA + 1.00%
- One free conversion after 24 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.20% Fixed
Year 2: 2.20% Fixed
Year 3: 2.20% Fixed
Year 4: 3M SORA + 0.55%
Thereafter: 3M SORA + 1.00%
- One free conversion after 24 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500