Available Home Loan Packages as of April 2025
3-Month SORA (Limited Promo)
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must sign up priority banking with 250K deposit)
Year 1: 3M SORA + 0.10%
Year 2: 3M SORA + 0.20%
Year 3: 3M SORA + 0.30%
Thereafter: 3M SORA + 1.00%
- 50% interest offset account
- Legal subsidy at 0.40% of loan amount, capped at $2,500
- Additional cashback at 0.10% of loan amount, capped at $10,000
1 Year Fixed (With 200K Deposit)
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must fund 200K before loan disbursement)
Year 1: 2.65% Fixed
Year 2: 1M SORA + 0.45%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
1 Year Fixed
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.68% Fixed
Year 2: 1M SORA + 0.45%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
2 Year Fixed (Citigold)
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.85% Fixed
Year 2: 2.85% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500
