Available Home Loan Packages as of June 2023
3-Month SORA (Priority Banking)
Floating interest rates
1 year lock-in
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.55%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
Legal subsidy for refinancing only
Loan amount above 500K - 0.4% of loan amount, capped at $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
1-Month SORA (Green Mortgage)
Floating interest rates
2 year lock-in
Year 1: 1M SORA + 0.50%
Year 2: 1M SORA + 0.50%
Year 3: 1M SORA + 0.60%
Thereafter: 1M SORA + 0.95%
- Waiver of penalty due to sale
Loan amount below 800K - 50% waiver
Loan amount above 800K - 100% waiver
- Partial repayment allowed (up to 30% of initial loan amount)
- One time free conversion that can be exercised anytime
- Evergreen waiver of repricing fee
- Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Loan amount below 500K - $1,000
(Only applicable to selected properties with GREEN MARK certification)
1-Month SORA
Floating interest rates
2 year lock-in
Year 1: 1M SORA + 0.50%
Year 2: 1M SORA + 0.50%
Year 3: 1M SORA + 0.60%
Thereafter: 1M SORA + 1.00%
- 100% Waiver of penalty due to sale
- Partial repayment allowed (up to 30% of initial loan amount)
- One time free conversion that can be exercised anytime
- Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Loan amount below 500K - $1,000
3-Month SORA (Green Mortgage)
Floating interest rates
2 year lock-in
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
(Only applicable to selected properties with GREEN MARK certification)
