Available Home Loan Packages as of March 2023
3 Year Fixed
Fixed interest rates
3 year lock-in
Year 1: 4.25% Fixed
Year 2: 4.25% Fixed
Year 3: 4.25% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in
- Up to 10% partial repayment per year during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 450K - $2,200
Private loan amount below 450K - 0.4% of loan amount (legal subsidy)
HDB loan amount above 300K - $2,000
HDB loan amount below 300K - 0.4% of loan amount (legal subsidy)
1 Year Fixed
Fixed interest rates
2 year lock-in
Year 1: 4.25% Fixed
Year 2: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- 1 year fixed with 2 year lock in
- One free conversion after lock in
- Up to 50% partial repayment after 12 months
- 50% waiver due to sales after 12 months and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Loan amount above 300K - $1,800
2 Year Fixed
Fixed interest rates
2 year lock-in
Year 1: 4.25% Fixed
Year 2: 4.25% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in
Legal subsidy for refinancing only
Loan amount above 500K - 0.4% of loan amount, capped at $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
2 Year Fixed
Fixed interest rates
2 year lock-in
Year 1: 4.25% Fixed
Year 2: 4.25% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in
- Up to 10% partial repayment per year during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 450K - $2,200
Private loan amount below 450K - 0.4% of loan amount (legal subsidy)
HDB loan amount above 300K - $2,000
HDB loan amount below 300K - 0.4% of loan amount (legal subsidy)
