
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.85% Fixed
Year 2: 1.85% Fixed
Year 3: 1.85% Fixed
Thereafter: 3.50% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K - $2,000

Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.85% Fixed
Year 2: 1.85% Fixed
Thereafter: 3.50% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K - $2,000

Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.88% Fixed
Year 2: 1.88% Fixed
Year 3: 1.88% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000

Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.88% Fixed
Year 2: 1.88% Fixed
Year 3: 1.88% Fixed
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500