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War in Iran: Why Your Mortgage Might Actually Get Cheaper

If you’ve been doom-scrolling the news about the Iran conflict lately, I bet your first thought was: “Great, there goes my home loan.” It’s a natural reaction. Most people assume war equals expensive oil, which equals inflation, which means the banks are going to hike your interest rates.
March 26, 2026

A Guide to Alternative Mortgage Financing in Singapore: When Banks Say No.

Can’t get a bank loan due to TDSR or age limits? Discover how alternative mortgage financing works in Singapore and when it’s the right move for your property.
March 26, 2026

The Hidden Dangers of Unlicensed Moneylending in Singapore

Discover the risks of unlicensed moneylending in Singapore and how to protect yourself. Learn legal options, safe borrowing, and financial literacy tips.
October 23, 2025

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Insights

Income Weighted Average Age and Loan-to-Value

Did you know that as joint borrowers, your age difference may affect your ability to get home loan financing?
May 3, 2022

7 steps to choose the right home loan package in Singapore

With so many home loan packages offered by banks and financial institutions in Singapore, how can you choose the best one for yourself? Based on our decades of shared experience in the industry, we share 7 steps that you’ll need to take.
April 27, 2022

HDB Home Protection Scheme (HPS) – what are your options?

HDB homeowners paying their home loan with CPF savings are automatically enrolled in the Home Protection Scheme. Is this compulsory? Are there alternatives? Here’s how HPS compares with other mortgage reducing term assurance plans.
December 1, 2020

HDB Loan vs Bank Loan – Which is Better for You?

Are you buying an HDB flat in Singapore? Then you’ll have to confront a perennial question. Is an HDB loan or bank loan better? What about for BTO? We weigh the pros and cons of each decision.
April 23, 2020

4 Things to Note When Choosing a Conveyancing Law Firm

Looking for a conveyancing lawyer in Singapore? How much does conveyancing cost? Before we answer any of these questions about conveyancing fees, here are 3 things you should know
April 8, 2020

Three Reasons to take a Floating Interest Rate Today

As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here’s why you should take a floating rate today.
March 15, 2020

Choosing Fixed Rate Home Loans in Singapore

Depending your risk profile and financial situation, choosing fixed rate home loans may be the best choice. However, you have to consider that no package stays fixed forever, and that it may cost you more in the long run! Surprised? Here’s what else you might not know about fixed rates in Singapore.
March 4, 2020

Contactless Application for Home Loans in Singapore

These days, there are many reasons why you may not want to meet someone face-to-face. Find out how you can apply for home loans in Singapore without ever needing to meet someone!
February 28, 2020

SIBOR and How You Can Master It

Should you choose a SIBOR rate for your housing loan in Singapore? What is the difference between 3 month SIBOR and 1 month SIBOR? Learn more about the Singapore Interbank Offered Rate and why it is so crucial to your mortgage.
February 27, 2020

The Mortgage Market in Singapore is Broken

The mortgage market is like a train threatening to go off the rails. Left to their own devices, homeowners have to spend hours researching through multiple diverse home loan packages offered by several banks in Singapore, or they risk choosing poorly. Mortgage brokers are the solution.
February 20, 2020