Available Home Loan Packages as of May 2026
1-Month SORA
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.00%
Year 2: 1M SORA + 0.30%
Year 3: 1M SORA + 0.55%
Thereafter: 1M SORA + 0.75%
- One free conversion after lock in
- Up to 20% partial repayment is allowed per year during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $2,500
1-Month SORA
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.20%
Year 2: 1M SORA + 0.20%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 0.75%
- One free conversion after 12 months
- 100% waiver of penalty due to sale
- Up to 30% partial repayment allowed during lock in
- Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
1-Month SORA (With 200K Deposit)
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must fund 200K before loan disbursement)
Year 1: 1M SORA + 0.20%
Year 2: 1M SORA + 0.20%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 0.75%
- One free conversion after 12 months
- 100% waiver of penalty due to sale if loan above 800K
- Up to 30% partial repayment allowed during lock in
- Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount above 600K - $3,500
1-Month SORA
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.20%
Year 2: 1M SORA + 0.20%
Year 3: 1M SORA + 0.75%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
