Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.30%
Year 2: 1M SORA + 0.35%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 0.75%
- One free conversion anytime
- 100% waiver of penalty due to sale
- Up to 30% partial repayment allowed during lock in
- Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must fund 200K before loan disbursement)
Year 1: 1M SORA + 0.30%
Year 2: 1M SORA + 0.35%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 0.75%
- One free conversion anytime
- 100% waiver of penalty due to sale
- Up to 30% partial repayment allowed during lock in
- Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount above 600K - $3,500
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.30%
Year 2: 1M SORA + 0.35%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 0.60%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.30%
Year 2: 1M SORA + 0.35%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 0.60%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500