Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
(Only applicable to selected properties with GREEN MARK certification)
Year 1: 2.40% Fixed
Year 2: 2.40% Fixed
Year 3: 2.45% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Must take up BOC credit card
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.45% Fixed
Year 2: 2.45% Fixed
Year 3: 2.45% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Must take up BOC credit card
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Only applicable to selected properties with GREEN MARK certification)
Year 1: 2.45% Fixed
Year 2: 2.45% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Must take up BOC credit card
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.48% Fixed
Year 2: 2.48% Fixed
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.00%
- One time free conversion after lock in period
- 100% penalty refund if due to sale and new loan min 200K to be taken up within 6 months from date of redemption
Subsidy is applicable to both purchase and refinancing
- Legal subsidy 0.30% of loan amount, capped at $2,000
- Valuation subsidy $500 for loan amount above 800K