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If you’ve been doom-scrolling the news about the Iran conflict lately, I bet your first thought was: “Great, there goes my home loan.” It’s a natural reaction. Most people assume war equals expensive oil, which equals inflation, which means the banks are going to hike your interest rates.
March 26, 2026
Can’t get a bank loan due to TDSR or age limits? Discover how alternative mortgage financing works in Singapore and when it’s the right move for your property.
March 26, 2026
Discover the risks of unlicensed moneylending in Singapore and how to protect yourself. Learn legal options, safe borrowing, and financial literacy tips.
October 23, 2025

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Interest Rates

How has the June 2023 US Fed meeting influenced the Interest Rate Outlook for the coming months? We give our monthly analysis
July 5, 2023
For the past seven years, fixed deposit linked rates like DBS FHR6 have been a unique proposition in the mortgage industry. But are they truly as low a risk?
December 8, 2022
Banks brought back their fixed interest rate home loan packages and well, they’re… high. We look into why banks have set such high interest rates and what we can expect from the future
November 16, 2022
A board rate is a home loan interest rate that the bank determines internally. There is no transparency to you and me. How this rate is decided and what benchmarks are used are not revealed to the public. Read on to find out why you should avoid these home loan packages.
September 20, 2022
As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here’s why you should take a floating rate today.
March 15, 2020
Depending your risk profile and financial situation, choosing fixed rate home loans may be the best choice. However, you have to consider that no package stays fixed forever, and that it may cost you more in the long run! Surprised? Here’s what else you might not know about fixed rates in Singapore.
March 4, 2020
Should you choose a SIBOR rate for your housing loan in Singapore? What is the difference between 3 month SIBOR and 1 month SIBOR? Learn more about the Singapore Interbank Offered Rate and why it is so crucial to your mortgage.
February 27, 2020
Find out why mortgage interest rates are skyrocketing in 2018 and what you can do to make sure your monthly instalment payment does not increase as well.
October 3, 2018