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War in Iran: Why Your Mortgage Might Actually Get Cheaper

If you’ve been doom-scrolling the news about the Iran conflict lately, I bet your first thought was: “Great, there goes my home loan.” It’s a natural reaction. Most people assume war equals expensive oil, which equals inflation, which means the banks are going to hike your interest rates.
March 26, 2026

A Guide to Alternative Mortgage Financing in Singapore: When Banks Say No.

Can’t get a bank loan due to TDSR or age limits? Discover how alternative mortgage financing works in Singapore and when it’s the right move for your property.
March 26, 2026

The Hidden Dangers of Unlicensed Moneylending in Singapore

Discover the risks of unlicensed moneylending in Singapore and how to protect yourself. Learn legal options, safe borrowing, and financial literacy tips.
October 23, 2025

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Peter Lin

Interest Rate Floor: Is it Increasing?

When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean… it’s supposed to be a FLOOR, right?
June 2, 2020

HDB Loan vs Bank Loan – Which is Better for You?

Are you buying an HDB flat in Singapore? Then you’ll have to confront a perennial question. Is an HDB loan or bank loan better? What about for BTO? We weigh the pros and cons of each decision.
April 23, 2020

4 Things to Note When Choosing a Conveyancing Law Firm

Looking for a conveyancing lawyer in Singapore? How much does conveyancing cost? Before we answer any of these questions about conveyancing fees, here are 3 things you should know
April 8, 2020

MAS Deferred Mortgage Repayment Relief Measures – Who Should Apply and Why

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?
April 1, 2020

Interest Repayment Schemes – How to Defer your Mortgage in Singapore

Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.
March 31, 2020

US Fed Rate cut: What COVID-19 means for your Home Loan in Singapore

The Federal Reserve in the US cut interest rates again on 15 March 2020, the second emergency cut this year after dropping 0.5% on 3 March 2020. Even more surprising? The emergency rate cut of 1.0%, to a range of 0% – 0.25%.
March 16, 2020

Three Reasons to take a Floating Interest Rate Today

As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here’s why you should take a floating rate today.
March 15, 2020

Choosing Fixed Rate Home Loans in Singapore

Depending your risk profile and financial situation, choosing fixed rate home loans may be the best choice. However, you have to consider that no package stays fixed forever, and that it may cost you more in the long run! Surprised? Here’s what else you might not know about fixed rates in Singapore.
March 4, 2020

Contactless Application for Home Loans in Singapore

These days, there are many reasons why you may not want to meet someone face-to-face. Find out how you can apply for home loans in Singapore without ever needing to meet someone!
February 28, 2020

SIBOR and How You Can Master It

Should you choose a SIBOR rate for your housing loan in Singapore? What is the difference between 3 month SIBOR and 1 month SIBOR? Learn more about the Singapore Interbank Offered Rate and why it is so crucial to your mortgage.
February 27, 2020