Our Articles

Popular & Trending

If you’ve been doom-scrolling the news about the Iran conflict lately, I bet your first thought was: “Great, there goes my home loan.” It’s a natural reaction. Most people assume war equals expensive oil, which equals inflation, which means the banks are going to hike your interest rates.
March 26, 2026
Can’t get a bank loan due to TDSR or age limits? Discover how alternative mortgage financing works in Singapore and when it’s the right move for your property.
March 26, 2026
Discover the risks of unlicensed moneylending in Singapore and how to protect yourself. Learn legal options, safe borrowing, and financial literacy tips.
October 23, 2025

Article Categories

Peter Lin

After increasing for 31 consecutive months, HDB resale prices dipped only slightly in Feb this year. But the reprieve didn’t last
September 4, 2023
For the first time in over a year, the US Federal Open Market Committee (FOMC) did not raise rates! However, they did indicate that rates will continue to rise at the end of the year… so what does this mean for us in Singapore?
June 15, 2023
Budget 2022 revealed that property taxes are going up, but only for properties with a high Annual Value! But what is Annual Value, and how do you calculate yours?
January 19, 2023
For the past seven years, fixed deposit linked rates like DBS FHR6 have been a unique proposition in the mortgage industry. But are they truly as low a risk?
December 8, 2022
Looking for a conveyancing lawyer in Singapore? How much does conveyancing cost? Before we answer any of these questions about conveyancing fees, here are 5 things great law firms do
October 3, 2022
A board rate is a home loan interest rate that the bank determines internally. There is no transparency to you and me. How this rate is decided and what benchmarks are used are not revealed to the public. Read on to find out why you should avoid these home loan packages.
September 20, 2022
With North Gaia EC units priced as high as $2 million, we ask the question – have developers forgotten just how restrictive the rules are for ECs?
May 10, 2022
Did you know that as joint borrowers, your age difference may affect your ability to get home loan financing?
May 3, 2022
With so many home loan packages offered by banks and financial institutions in Singapore, how can you choose the best one for yourself? Based on our decades of shared experience in the industry, we share 7 steps that you’ll need to take.
April 27, 2022
In a recent Parliament session, Minister of State Alvin Tan mentioned that the median TDSR is 43%, but what is TDSR and how do you calculate it?
April 12, 2022