Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.70% Fixed
Year 2: 1.70% Fixed
Year 3: 1.70% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.0M - $2,500
Private Loan amount above 1.5M - $2,800
Floating interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.75%
Year 2: 3M SORA + 0.75%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Waiver of penalty due to sale after 6 months of repayment
Subsidies for refinancing ONLY:
- Legal subsidy 0.4% of loan amount, capped at $1,800
- Full valuation subsidy
- Free fire insurance for first year
- Clawback period is 2 years for all the above subsidies
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.85% Fixed
Year 2: 1.85% Fixed
Year 3: 1.85% Fixed
Thereafter: 3.50% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K - $2,000
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.85% Fixed
Year 2: 1.85% Fixed
Thereafter: 3.50% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K - $2,000
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.88% Fixed
Year 2: 1.88% Fixed
Year 3: 1.88% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.88% Fixed
Year 2: 1.88% Fixed
Year 3: 1.88% Fixed
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.88% Fixed
Year 2: 1.88% Fixed
Year 3: 1.88% Fixed
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.88% Fixed
Year 2: 1.88% Fixed
Year 3: 1.88% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Up to 10% partial repayment is allowed per year during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $2,500
HDB loan amount above 250K - $2,000
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.95%
Year 2: 1M SORA + 0.95%
Year 3: 1M SORA + 1.00%
Thereafter: 1M SORA + 1.00%
- 50% interest offset account
Legal subsidy for refinancing only
- 0.20% of loan amount, capped at $2,500
Floating interest rates
0 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 1.00%
Year 2: 3M SORA + 1.00%
Thereafter: 3M SORA + 1.00%
Subsidies for refinancing ONLY:
- Legal subsidy 0.4% of loan amount, capped at $1,800
- Full valuation subsidy
- Free fire insurance for first year
- Clawback period is 2 years for all the above subsidies
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.10% Fixed
Year 2: 2.10% Fixed
Thereafter: 1M SORA + 1.00%
Legal and valuation subsidy for refinancing only
- 0.20% of loan amount, capped at $2,500
Floating interest rates
1 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 1.25%
Year 2: 3M SORA + 1.25%
Thereafter: 3M SORA + 1.25%
- One free conversion after 12 months
- Up to 20% partial repayment is allowed per year during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $2,500
HDB loan amount above 250K - $2,000
