
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.35%
Year 2: 1M SORA + 0.35%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Up to 50% partial payment is allowed during lock-in
Legal and valuation subsidy for refinancing only
- 0.4% of loan amount, capped at $2,500

Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.40%
Year 2: 1M SORA + 0.40%
Year 3: 1M SORA + 0.60%
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in period
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.43% Fixed
Year 2: 1M SORA + 0.35%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must fund 200K before loan disbursement)
Year 1: 1.43% Fixed
Year 2: 1M SORA + 0.35%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount above 600K - $3,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.43% Fixed
Year 2: 3M SORA + 0.35%
Year 3: 3M SORA + 0.40%
Thereafter: 3M SORA + 0.75%
- One free conversion after 12 months
- Up to 20% partial repayment per year is allowed during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $2,500
HDB loan amount above 300K - $2,000

Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.40%
Year 2: 3M SORA + 0.40%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500

Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.45%
Year 2: 1M SORA + 0.45%
Year 3: 1M SORA + 0.60%
Thereafter: 1M SORA + 0.85%
- 50% interest offset account
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500

Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.45% Fixed
Year 2: 1.45% Fixed
Year 3: 1M SORA + 0.45%
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500

Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.45% Fixed
Year 2: 1.45% Fixed
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500

Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.45% Fixed
Year 2: 1.45% Fixed
Thereafter: 1M SORA + 1.50%
- One free conversion after 12 months
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500

Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.50% Fixed
Year 2: 1M SORA + 0.40%
Year 3: 1M SORA + 0.45%
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Up to 50% partial repayment is allowed after 12 months
- Waiver due to sale after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500

Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.50% Fixed
Year 2: 1M SORA + 0.40%
Year 3: 1M SORA + 0.45%
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Up to 50% partial repayment is allowed after 12 months
- Waiver due to sale after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500