Eligible property
This path is for completed private residential property and eligible executive condominiums, not HDB flats.
Home-equity eligibility review
See if your private property may support a home-equity loan.
For completed private homes and eligible executive condominiums—not HDB flats. Share a few figures for an initial eligibility review.
- Estimate available equity from the property value and existing loan
- Understand the obligations including costs and repayments before applying
About 2 minutes · No customer brokerage fee · No obligation to proceed
This is financing secured against your property. Eligibility, costs and repayment obligations apply.
Your property and requested amount
Start an eligibility review
Property value, the existing loan and requested cash amount are needed for an initial review.
Thank you
A Mortgage Master adviser will contact you shortly to understand what you need.
Privatecompleted residential property path
Securedfinancing explained upfront
$0customer brokerage fee
Eligibility and repayment considered together
Start with eligibility
Property value alone does not determine the loan.
The available amount and structure depend on the property, existing secured debt, CPF usage where relevant, the requested amount, applicable lending limits and the lender’s assessment.
Available equity
The lender considers its valuation, the outstanding loan and other applicable property charges or limits.
Repayment capacity
Rates, tenure, monthly obligations and the consequences of non-payment need to be understood before proceeding.
Participating lender options
Compare eligibility, structure and cost together.
Mortgage Master reviews available home-equity directions from participating lenders. The lender panel and package availability can differ from standard home loans.
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What happens next
Check suitability before a full application.
Share the property basics
Provide the property type, estimated value, requested amount and outstanding property loan.
Review initial eligibility
An adviser assesses the information against available lender criteria and identifies any further details needed.
Compare before deciding
Review the available amount, rate, fees, tenure and repayment obligations before choosing whether to apply.
Questions, answered
Know what to expect before you enquire.
Understand the eligibility boundaries and secured-loan obligations first.
Which properties can be considered?
This service covers completed private residential properties and eligible completed executive condominiums. HDB flats are not eligible for this home-equity loan path.
How is the potential amount determined?
It depends on the lender’s property valuation, the outstanding property loan, CPF usage where relevant, applicable loan-to-value and debt-servicing rules, the requested amount and the lender’s overall assessment.
What does it mean that the loan is secured?
The property is used as security for the financing. Interest, fees and repayment obligations apply, and failure to repay can lead to enforcement against the property.
Does an eligibility review guarantee approval?
No. The review is an initial assessment only. The final amount, rate, terms and approval remain subject to valuation, supporting documents and the lender’s assessment.
Review before applying
Start with your property and requested amount.
Request an initial eligibility review and understand the likely structure and obligations before deciding whether to proceed.
Home-equity financing is secured against your property. Eligibility, valuation, borrowing limits, interest, fees and repayment obligations apply. Failure to repay may result in enforcement against the property. This page provides general mortgage information and is not financial advice.