Fixed interest rates
3 year lock-in
Year 1: 3.40% Fixed
Year 2: 3.40% Fixed
Year 3: 3.40% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 24 months
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 450K - $2,200
HDB loan amount above 300K - $2,000
Fixed interest rates
2 year lock-in
Year 1: 3.40% Fixed
Year 2: 3.40% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
3 year lock-in
Year 1: 3.45% Fixed
Year 2: 3.45% Fixed
Year 3: 3.45% Fixed
Thereafter: 3M SORA + 1.00%
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500
Fixed interest rates
3 year lock-in
Year 1: 3.45% Fixed
Year 2: 3.45% Fixed
Year 3: 3.45% Fixed
Thereafter: 1M SORA + 1.00%
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,000
Fixed interest rates
3 year lock-in
Year 1: 3.50% Fixed
Year 2: 3.50% Fixed
Year 3: 3.50% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
2 year lock-in
Year 1: 3.50% Fixed
Year 2: 3.50% Fixed
Thereafter: 1M SORA + 0.95%
- Evergreen waiver of repricing fee
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Loan amount below 500K - $1,000
(Only applicable to selected properties with GREEN MARK certification)
Fixed interest rates
3 year lock-in
Year 1: 3.60% Fixed
Year 2: 3.60% Fixed
Year 3: 3.60% Fixed
Thereafter: 3M SORA + 1.00%
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500
Fixed interest rates
2 year lock-in
Year 1: 3.65% Fixed
Year 2: 3.65% Fixed
Thereafter: 3M SORA + 1.00%
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $5,000
Fixed interest rates
2 year lock-in
Year 1: 3.70% Fixed
Year 2: 3.70% Fixed
Thereafter: 3M SORA + 1.00%
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500
Fixed interest rates
3 year lock-in
Year 1: 3.75% Fixed
Year 2: 3.75% Fixed
Year 3: 3.75% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
Fixed interest rates
4 year lock-in
Year 1: 3.75% Fixed
Year 2: 3.75% Fixed
Year 3: 3.75% Fixed
Year 4: 3.75% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
Fixed interest rates
5 year lock-in
Year 1: 3.75% Fixed
Year 2: 3.75% Fixed
Year 3: 3.75% Fixed
Year 4: 3.75% Fixed
Year 5: 3.75% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 36 months
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000