Fixed interest rates
2 year lock-in
Year 1: 3.15% Fixed
Year 2: 3.05% Fixed
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.00%
- One time free conversion after lock in
Subsidy is applicable to both purchase and refinancing
- Legal subsidy 0.30% of loan amount, capped at $2,000
- Valuation subsidy $500 for loan amount above 800K
Fixed interest rates
2 year lock-in
Year 1: 3.15% Fixed
Year 2: 3.15% Fixed
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 1.00%
- One time free conversion after 12 months
Subsidy is applicable to both purchase and refinancing
- Legal subsidy 0.30% of loan amount, capped at $2,000
- Valuation subsidy $500 for loan amount above 800K
Fixed interest rates
2 year lock-in
Year 1: 3.15% Fixed
Year 2: 3.15% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in
Cash rebate For refinancing only
- 0.30% of loan amount, capped at 10K
Fixed interest rates
2 year lock-in
Year 1: 3.25% Fixed
Year 2: 3.25% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.5M - $2,500
Fixed interest rates
2 year lock-in
Year 1: 3.28% Fixed
Year 2: 3.28% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.5M - $2,500
Fixed interest rates
1 year lock-in
Year 1: 3.28% Fixed
Year 2: 3M SORA + 0.60%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Cannot refinance to another bank within 2 years
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
3 year lock-in
Year 1: 3.35% Fixed
Year 2: 3.35% Fixed
Year 3: 3.35% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 450K - $2,200
HDB loan amount above 300K - $2,000
Fixed interest rates
2 year lock-in
Year 1: 3.35% Fixed
Year 2: 3.35% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
(Only applicable to selected properties with GREEN MARK certification)
Fixed interest rates
2 year lock-in
Year 1: 3.35% Fixed
Year 2: 3.35% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 450K - $2,200
Private loan amount below 450K - 0.4% of loan amount (legal subsidy)
HDB loan amount above 300K - $2,000
HDB loan amount below 300K - 0.4% of loan amount (legal subsidy)
Fixed interest rates
3 year lock-in
Year 1: 3.40% Fixed
Year 2: 3.40% Fixed
Year 3: 3.40% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- 100% waiver of penalty due to sale during lock in period
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
3 year lock-in
Year 1: 3.40% Fixed
Year 2: 3.40% Fixed
Year 3: 3.40% Fixed
Thereafter: 3M SORA + 1.00%
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $5,000
Fixed interest rates
3 year lock-in
Year 1: 3.40% Fixed
Year 2: 3.40% Fixed
Year 3: 3.40% Fixed
Thereafter: 1M SORA + 0.95%
- Evergreen waiver of repricing fee
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Loan amount below 500K - $1,000
(Only applicable to selected properties with GREEN MARK certification)
