Fixed interest rates
2 year lock-in
Year 1: 3.00% Fixed
Year 2: 3.00% Fixed
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 0.90%
- One free conversion after 12 months
Legal subsidy for refinancing only - $1,800
Valuation subsidy for refinancing only - $500
*200K cash deposit is required to qualify for this promotional rate
Fixed interest rates
2 year lock-in
Year 1: 3.05% Fixed
Year 2: 3.05% Fixed
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.5M - $2,500
Fixed interest rates
2 year lock-in
Year 1: 3.05% Fixed
Year 2: 3.05% Fixed
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - 0.4% of loan amount, capped at $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
Year 1: 3.05% Fixed
Year 2: 3.05% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
Fixed interest rates
2 year lock-in
Year 1: 3.05% Fixed
Year 2: 3.05% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Cash rebate for refinancing only
Private loan amount above 450K - $2,200
HDB loan amount above 300K - $2,000
Fixed interest rates
2 year lock-in
Year 1: 3.05% Fixed
Year 2: 3.05% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
*200K cash deposit is required to qualify for this promotional rate
Fixed interest rates
1 year lock-in
Year 1: 3.05% Fixed
Year 2: 3M SORA + 0.45%
Year 3: 3M SORA + 0.55%
Thereafter: 3M SORA + 0.90%
- One free conversion after 12 months
Legal subsidy for refinancing only - $1,800
Valuation subsidy for refinancing only - $500
*200K cash deposit is required to qualify for this promotional rate
Fixed interest rates
2 year lock-in
Year 1: 3.10% Fixed
Year 2: 3.10% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 6 months
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
2 year lock-in
Year 1: 3.10% Fixed
Year 2: 3.10% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
Fixed interest rates
1 year lock-in
Year 1: 3.10% Fixed
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Cannot refinance to another bank within 2 years
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
1 year lock-in
Year 1: 3.10% Fixed
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - 0.4% of loan amount, capped at $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
3 year lock-in
Year 1: 3.15% Fixed
Year 2: 3.15% Fixed
Year 3: 3.15% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in
Cash rebate For refinancing only
- 0.30% of loan amount, capped at 10K
