3 Year Fixed

Interest rate: 2.85%

3-mth SORA

First year interest

2.85%

First year monthly installment

4.96K

Loan tenor

30 years

Three year average interest

2.85%

Fixed interest rates

3 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Year 3: 2.85% Fixed

Thereafter: 3M SORA + 1.00%

- One free conversion after lock in period

- No need to pay bank's fire insurance for MCST property

Cash rebate for refinancing only

Private Loan amount above 500K - $2,000

Private Loan amount above 1.0M - $2,500

Private Loan amount above 1.5M - $2,800

2 Year Fixed

Interest rate: 2.85%

3-mth SORA

First year interest

2.85%

First year monthly installment

4.96K

Loan tenor

30 years

Three year average interest

3.28%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Year 3: 3M SORA + 0.50%

Thereafter: 3M SORA + 1.00%

- One free conversion after lock in period

- No need to pay bank's fire insurance for MCST property

Cash rebate for refinancing only

Private Loan amount above 500K - $2,000

Private Loan amount above 1.0M - $2,500

Private Loan amount above 1.5M - $2,800

2 Year Fixed

Interest rate: 2.85%

1-mth SORA

First year interest

2.85%

First year monthly installment

4.96K

Loan tenor

30 years

Three year average interest

3.40%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Thereafter: 1M SORA + 1.00%

- One free conversion after lock in period

- Must fund 200K before loan disbursement

Cash rebate For refinancing only

Loan amount above 500K - $2,000

Loan amount above 1.5M - $2,500

2 Year Fixed (Flexi)

Interest rate: 2.85%

1-mth SORA

First year interest

2.85%

First year monthly installment

4.96K

Loan tenor

30 years

Three year average interest

3.40%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.85% Fixed

Year 2: 2.85% Fixed

Thereafter: 1M SORA + 1.00%

- One free conversion after 12 months

- Must sign up SaveUp account and credit card

Cash rebate for refinancing only

0.4% of loan amount, capped at $2,500

3 Year Fixed (Citigold)

Interest rate: 2.88%

3-mth SORA

First year interest

2.88%

First year monthly installment

4.98K

Loan tenor

30 years

Three year average interest

2.88%

Fixed interest rates

3 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.88% Fixed

Year 2: 2.88% Fixed

Year 3: 2.88% Fixed

Thereafter: 3M SORA + 1.00%

Legal and valuation subsidy for refinancing only

- 0.40% of loan amount, capped at $2,500

3 Year Fixed

Interest rate: 2.88%

3-mth SORA

First year interest

2.88%

First year monthly installment

4.98K

Loan tenor

30 years

Three year average interest

2.88%

Fixed interest rates

3 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.88% Fixed

Year 2: 2.88% Fixed

Year 3: 2.88% Fixed

Thereafter: 3M SORA + 1.00%

- One free conversion after lock in period

- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months

Cash rebate for refinancing only

Private loan amount above 450K - $2,000

Private loan amount below 450K - 0.4% of loan amount

2 Year Fixed

Interest rate: 2.88%

3-mth SORA

First year interest

2.88%

First year monthly installment

4.98K

Loan tenor

30 years

Three year average interest

3.39%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.88% Fixed

Year 2: 2.88% Fixed

Year 3: 3M SORA + 0.75%

Thereafter: 3M SORA + 1.00%

- One free conversion after lock in period

- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months

Cash rebate for refinancing only

- 0.4% of loan amount, capped at $2,000

2 Year Fixed

Interest rate: 2.88%

1-mth SORA

First year interest

2.88%

First year monthly installment

4.98K

Loan tenor

30 years

Three year average interest

3.42%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.88% Fixed

Year 2: 2.88% Fixed

Thereafter: 1M SORA + 1.00%

- One free conversion after lock in period

Cash rebate For refinancing only

Loan amount above 500K - $2,000

Loan amount above 1.5M - $2,500

2 Year Fixed

Interest rate: 2.88%

3-mth SORA

First year interest

2.88%

First year monthly installment

4.98K

Loan tenor

30 years

Three year average interest

3.47%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.88% Fixed

Year 2: 2.88% Fixed

Thereafter: 3M SORA + 1.00%

- One free conversion after lock in period

Cash rebate for refinancing only

Private loan amount above 500K - $2,000

Private loan amount above 1.0M - $2,500

Private loan amount above 1.5M - $2,800

HDB loan amount above 250K - $2,000

1 Year Fixed

Interest rate: 2.90%

3-mth SORA

First year interest

2.90%

First year monthly installment

4.99K

Loan tenor

30 years

Three year average interest

3.73%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.90% Fixed

Year 2: 3M SORA + 0.48%

Year 3: 3M SORA + 0.50%

Thereafter: 3M SORA + 1.00%

- Up to 50% partial repayment after 12 months

- Waiver due to sale after 12 months

- One free conversion after lock in period

- No need to pay bank's fire insurance for MCST property

Cash rebate for refinancing only

Private Loan amount above 500K - $2,000

Private Loan amount above 1.0M - $2,500

Private Loan amount above 1.5M - $2,800

2 Year Fixed (Priority Banking)

Interest rate: 2.95%

3-mth SORA

First year interest

2.95%

First year monthly installment

5.03K

Loan tenor

30 years

Three year average interest

3.42%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)

Year 1: 2.95% Fixed

Year 2: 2.95% Fixed

Year 3: 3M SORA + 0.70%

Thereafter: 3M SORA + 1.00%

- One free conversion after 24 months

Legal subsidy for refinancing only - $1,800

Valuation subsidy for refinancing only - $500

3 Year Fixed

Interest rate: 3.00%

3-mth SORA

First year interest

3.00%

First year monthly installment

5.06K

Loan tenor

30 years

Three year average interest

3.00%

Fixed interest rates

3 year lock-in

(Minimum loan amount requirement applies)

Year 1: 3.00% Fixed

Year 2: 3.00% Fixed

Year 3: 3.00% Fixed

Thereafter: 3M SORA + 1.00%

Legal and valuation subsidy for refinancing only

- 0.20% of loan amount, capped at $2,500

SGD

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