Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.78% Fixed
Year 2: 1.78% Fixed
Year 3: 1.78% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.55%
Year 2: 3M SORA + 0.58%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 0.85%
- 50% interest offset account
- Pegged to 3M SORA with monthly refresh
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.85% Fixed
Year 2: 1.85% Fixed
Year 3: 1.85% Fixed
Thereafter: 3.50% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K - $2,000
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.85% Fixed
Year 2: 1.85% Fixed
Thereafter: 3.50% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K - $2,000
Floating interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.75%
Year 2: 3M SORA + 0.75%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Waiver of penalty due to sale after 6 months of repayment
Subsidies for refinancing ONLY:
- Legal subsidy 0.4% of loan amount, capped at $1,800
- Full valuation subsidy
- Free fire insurance for first year
- Clawback period is 2 years for all the above subsidies
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.85%
Year 2: 3M SORA + 0.88%
Year 3: 3M SORA + 0.90%
Thereafter: 3M SORA + 1.00%
- 50% interest offset account
- Pegged to 3M SORA with monthly refresh
Legal subsidy for refinancing only
- 0.20% of loan amount, capped at $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.15% Fixed
Year 2: 2.15% Fixed
Thereafter: 3M SORA + 0.85%
Legal and valuation subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.19% Fixed
Year 2: 3M SORA + 0.65%
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 0.85%
- One free conversion after 12 months to fixed rate only
Legal and valuation subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500
Floating interest rates
0 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 1.00%
Year 2: 3M SORA + 1.00%
Thereafter: 3M SORA + 1.00%
Subsidies for refinancing ONLY:
- Legal subsidy 0.4% of loan amount, capped at $1,800
- Full valuation subsidy
- Free fire insurance for first year
- Clawback period is 2 years for all the above subsidies
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.38% Board Rate
Year 2: 2.38% Board Rate
Thereafter: 3.50% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K - $2,000
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.40% Fixed
Year 2: 2.40% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
- 0.20% of loan amount, capped at $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.49% Fixed
Year 2: 3M SORA + 0.95%
Year 3: 3M SORA + 1.00%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months to fixed rate only
Legal and valuation subsidy for refinancing only
- 0.20% of loan amount, capped at $2,500
