Mortgage Master - Package Enquiry

2 Year Fixed Flexi

Interest rate: 1.80%

3M SORA

First year interest

1.80%

First year monthly installment

4.32K

Loan tenor

30 years

Three year average interest

1.84%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 1.80% Fixed
Year 2: 1.80% Fixed
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,300
Private loan amount above 1.0M - $3,000
Private loan amount above 1.5M - $3,400
HDB loan amount above 250K - $2,000
HDB loan amount above 300K - $2,100

3-Month SORA

Interest rate: 1.82%

3M SORA

First year interest

1.82%

First year monthly installment

4.33K

Loan tenor

30 years

Three year average interest

1.89%

Floating interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.40%
Year 2: 3M SORA + 0.40%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500

2 Year Fixed

Interest rate: 1.88%

3M SORA

First year interest

1.88%

First year monthly installment

4.36K

Loan tenor

30 years

Three year average interest

2.06%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 1.88% Fixed
Year 2: 1.88% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Waiver of penalty due to sale after 6 months of repayment
Subsidies for refinancing ONLY:
- Legal subsidy 0.4% of loan amount, capped at $1,800
- Full valuation subsidy
- Free fire insurance for first year
- Subsidy clawback period is 2 years

3-Month SORA

Interest rate: 1.92%

3M SORA

First year interest

1.92%

First year monthly installment

4.39K

Loan tenor

30 years

Three year average interest

1.94%

Floating interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Year 3: 3M SORA + 0.55%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Up to 20% partial repayment is allowed per year during lock in
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $3,000
Private Loan amount above 1.5M - $3,400
HDB loan amount above 300K - $2,100

3-Month SORA

Interest rate: 1.92%

3M SORA

First year interest

1.92%

First year monthly installment

4.39K

Loan tenor

30 years

Three year average interest

2.09%

Floating interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.50%
Year 2: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Waiver of penalty due to sale after 6 months of repayment
Subsidies for refinancing ONLY:
- Legal subsidy 0.4% of loan amount, capped at $1,800
- Full valuation subsidy
- Free fire insurance for first year
- Clawback period is 2 years for all the above subsidies

3-Month SORA (Citigold)

Interest rate: 1.97%

3M SORA

First year interest

1.97%

First year monthly installment

4.42K

Loan tenor

30 years

Three year average interest

2.00%

Floating interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.55%
Year 2: 3M SORA + 0.58%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 0.85%
- 50% interest offset account
- Pegged to 3M SORA with monthly refresh
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500

2 Year Fixed (Citigold)

Interest rate: 2.15%

3M SORA

First year interest

2.15%

First year monthly installment

4.53K

Loan tenor

30 years

Three year average interest

2.19%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 2.15% Fixed
Year 2: 2.15% Fixed
Thereafter: 3M SORA + 0.85%
Legal and valuation subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500

3-Month SORA

Interest rate: 2.17%

3M SORA

First year interest

2.17%

First year monthly installment

4.54K

Loan tenor

30 years

Three year average interest

2.17%

Floating interest rates

3 year lock-in

(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.75%
Year 2: 3M SORA + 0.75%
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Waiver of penalty due to sale after 6 months of repayment
Subsidies for refinancing ONLY:
- Legal subsidy 0.4% of loan amount, capped at $1,800
- Full valuation subsidy
- Free fire insurance for first year
- Clawback period is 2 years for all the above subsidies

1 Year Fixed (Citigold)

Interest rate: 2.19%

3M SORA

First year interest

2.19%

First year monthly installment

4.55K

Loan tenor

30 years

Three year average interest

2.13%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 2.19% Fixed
Year 2: 3M SORA + 0.65%
Year 3: 3M SORA + 0.70%
Thereafter: 3M SORA + 0.85%
- One free conversion after 12 months to fixed rate only
Legal and valuation subsidy for refinancing only
- 0.40% of loan amount, capped at $2,500

3-Month SORA

Interest rate: 2.27%

3M SORA

First year interest

2.27%

First year monthly installment

4.60K

Loan tenor

30 years

Three year average interest

2.30%

Floating interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.85%
Year 2: 3M SORA + 0.88%
Year 3: 3M SORA + 0.90%
Thereafter: 3M SORA + 1.00%
- 50% interest offset account
- Pegged to 3M SORA with monthly refresh
Legal subsidy for refinancing only
- 0.20% of loan amount, capped at $2,500

2 Year Fixed

Interest rate: 2.40%

3M SORA

First year interest

2.40%

First year monthly installment

4.68K

Loan tenor

30 years

Three year average interest

2.41%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 2.40% Fixed
Year 2: 2.40% Fixed
Thereafter: 3M SORA + 1.00%
Legal and valuation subsidy for refinancing only
- 0.20% of loan amount, capped at $2,500

3-Month SORA

Interest rate: 2.42%

3M SORA

First year interest

2.42%

First year monthly installment

4.69K

Loan tenor

30 years

Three year average interest

2.42%

Floating interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 3M SORA + 1.00%
Year 2: 3M SORA + 1.00%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in
- Partial repayment allowed during lock in period as long as loan doesn't fall below 200K
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private Loan amount above 450K - $2,000
Private Loan amount above 1.0M - $3,000
Private Loan amount above 1.5M - $3,400
HDB loan amount above 300K - $2,100

Full name

Phone number

Property type

Loan amount

SGD

I'm making a New Purchase

I'm Refinancing

Bank of Current Loan (If Refinancing)

Stage of Purchase (If New Purchase)

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