Mortgage Master - Package Enquiry

1 Year Fixed

Interest rate: 2.48%

3M SORA

First year interest

2.48%

First year monthly installment

4.73K

Loan tenor

30 years

Three year average interest

2.66%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 2.48% Fixed
Year 2: 3M SORA + 0.40%
Year 3: 3M SORA + 0.40%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale after 12 months
- No penalty for partial repayment after 12 months
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000

1-Month SORA

Interest rate: 2.49%

1M SORA

First year interest

2.49%

First year monthly installment

4.74K

Loan tenor

30 years

Three year average interest

2.54%

Floating interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.25%
Year 2: 1M SORA + 0.30%
Year 3: 1M SORA + 0.35%
Thereafter: 1M SORA + 0.65%
- One free conversion anytime
- 100% waiver of penalty due to sale
- Up to 30% partial repayment allowed during lock in
- Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500

2 Year Fixed

Interest rate: 2.50%

3M SORA

First year interest

2.50%

First year monthly installment

4.74K

Loan tenor

30 years

Three year average interest

2.57%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 2.50% Fixed
Year 2: 2.38% Fixed
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.0M - $2,500
Private Loan amount above 1.5M - $2,800

3 Year Fixed Flexi

Interest rate: 2.55%

3M SORA

First year interest

2.55%

First year monthly installment

4.77K

Loan tenor

30 years

Three year average interest

2.55%

Fixed interest rates

3 year lock-in

(Minimum loan amount requirement applies)
Year 1: 2.55% Fixed
Year 2: 2.55% Fixed
Year 3: 2.55% Fixed
Year 4: 3M SORA + 0.55%
Thereafter: 3M SORA + 1.00%
- One free conversion after 24 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500

3 Year Fixed Flexi (Priority Banking)

Interest rate: 2.55%

3M SORA

First year interest

2.55%

First year monthly installment

4.77K

Loan tenor

30 years

Three year average interest

2.55%

Fixed interest rates

3 year lock-in

2 Year Fixed

Interest rate: 2.55%

All Board Rates

First year interest

2.55%

First year monthly installment

4.77K

Loan tenor

30 years

Three year average interest

3.05%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 2.55% Fixed
Year 2: 2.55% Fixed
Thereafter: 4.04% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K - $2,000

3 Year Fixed

Interest rate: 2.60%

All Board Rates

First year interest

2.60%

First year monthly installment

4.80K

Loan tenor

30 years

Three year average interest

2.60%

Fixed interest rates

3 year lock-in

(Minimum loan amount requirement applies)
Year 1: 2.60% Fixed
Year 2: 2.60% Fixed
Year 3: 2.60% Fixed
Thereafter: 4.25% Board Rate
- No valuation fee
- Commitment fee 0.02% of the loan amount, subject to min $200
Cash rebate for refinancing only
Loan amount above 250K - $2,000

1 Year Fixed (With 200K Deposit)

Interest rate: 2.65%

1M SORA

First year interest

2.65%

First year monthly installment

4.84K

Loan tenor

30 years

Three year average interest

2.69%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)
(Must fund 200K before loan disbursement)
Year 1: 2.65% Fixed
Year 2: 1M SORA + 0.45%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount above 600K - $3,500

1 Year Fixed

Interest rate: 2.68%

1M SORA

First year interest

2.68%

First year monthly installment

4.85K

Loan tenor

30 years

Three year average interest

2.70%

Fixed interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 2.68% Fixed
Year 2: 1M SORA + 0.45%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500

3-Month SORA

Interest rate: 2.74%

3M SORA

First year interest

2.74%

First year monthly installment

4.89K

Loan tenor

30 years

Three year average interest

2.74%

Floating interest rates

1 year lock-in

(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.40%
Year 2: 3M SORA + 0.40%
Year 3: 3M SORA + 0.40%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in
- Up to 50% partial repayment within lock in period is allowed
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500

3-Month SORA

Interest rate: 2.79%

3M SORA

First year interest

2.79%

First year monthly installment

4.92K

Loan tenor

30 years

Three year average interest

2.79%

Floating interest rates

2 year lock-in

(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.45%
Year 2: 3M SORA + 0.45%
Year 3: 3M SORA + 0.45%
Thereafter: 3M SORA + 1.00%
- One time free conversion after 6 months
Subsidy is applicable to both purchase and refinancing
- Legal subsidy 0.30% of loan amount, capped at $2,000
- Valuation subsidy $500 for loan amount above 800K

3-Month SORA (Green Mortgage)

Interest rate: 2.79%

3M SORA

First year interest

2.79%

First year monthly installment

4.92K

Loan tenor

30 years

Three year average interest

2.84%

Floating interest rates

2 year lock-in

(Minimum loan amount requirement applies)
(Only applicable to selected properties with GREEN MARK certification)
Year 1: 3M SORA + 0.45%
Year 2: 3M SORA + 0.45%
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- Must take up BOC credit card
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800

Full name

Phone number

Property type

Loan amount

SGD

I'm making a New Purchase

I'm Refinancing

Bank of Current Loan (If Refinancing)

Stage of Purchase (If New Purchase)

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