Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.75% Fixed
Year 2: 2.75% Fixed
Year 3: 3M SORA + 0.75%
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- 50% waiver due to sales and refund another 50% if client takes the same or higher loan amount within 6 months
Cash rebate for refinancing only
Private loan amount above 1.0M - $2,500
Private loan amount above 450K - $2,000
HDB loan amount above 300K - $2,000
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.75% Fixed
Year 2: 2.75% Fixed
Year 3: 3M SORA + 0.80%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Must take up BOC credit card
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.78% Fixed
Year 2: 2.78% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in period
- Must fund 200K before loan disbursement
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.78% Fixed
Year 2: 1M SORA + 0.45%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in period
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.80% Fixed
Year 2: 2.80% Fixed
Year 3: 2.80% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.80% Fixed
Year 2: 2.80% Fixed
Year 3: 3M SORA + 0.55%
Year 4: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only - $1,800
Valuation subsidy for refinancing only - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.80% Fixed
Year 2: 2.80% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after lock in period
Cash rebate For refinancing only
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.80% Fixed
Year 2: 2.80% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Must sign up credit card and open SaveUp account with 10K deposit
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.80% Fixed
Year 2: 2.80% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.80% Fixed
Year 2: 3M SORA + 0.40%
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Up to 50% partial repayment after 12 months
- 100% waiver due to sale after 12 months
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.0M - $2,500
Private Loan amount above 1.5M - $2,800
HDB Loan amount above 300K - $1,800
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.85% Fixed
Year 2: 2.85% Fixed
Year 3: 2.85% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.0M - $2,500
Private Loan amount above 1.5M - $2,800
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.85% Fixed
Year 2: 1M SORA + 0.60%
Year 3: 1M SORA + 0.65%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Up to 50% partial payment is allowed after 12 months
Legal and valuation subsidy for both purchase and refinance
- 0.4% of loan amount, capped at $2,500