Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.35%
Year 2: 1M SORA + 0.40%
Year 3: 1M SORA + 0.45%
Thereafter: 1M SORA + 0.80%
- One free conversion anytime
- 100% waiver of penalty due to sale
- Up to 30% partial repayment allowed during lock in
- Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.35%
Year 2: 1M SORA + 0.35%
Year 3: 1M SORA + 0.50%
Thereafter: 1M SORA + 0.75%
- One free conversion anytime after one year
- Up to 50% partial repayment is allowed during lock-in
- 50% waiver of penalty due to sale and refund another 50% if return with new loan of equal/greater amount within 6 months
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.0M - $2,500
Private Loan amount above 1.5M - $2,800
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.00% Fixed
Year 2: 2.00% Fixed
Year 3: 2.00% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
- Waiver of penalty due to sale
Cash rebate for refinancing only
Private loan amount above 500K - $2,000
Private loan amount above 1.0M - $2,500
Private loan amount above 1.5M - $2,800
HDB loan amount above 250K - $2,000
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.00% Fixed
Year 2: 1M SORA + 0.50%
Year 3: 1M SORA + 0.60%
Year 4: 1M SORA + 0.70%
Thereafter: 1M SORA + 0.80%
- One free conversion after 24 months
Legal and valuation subsidy for refinancing only
Loan amount above 500K - $2,000
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.00% Fixed
Year 2: 3M SORA + 0.40%
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.00% Fixed
Year 2: 3M SORA + 0.40%
Year 3: 3M SORA + 0.50%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.00% Fixed
Year 2: 2.00% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount below 500K - $1,000
Loan amount above 500K - $2,000
Loan amount above 1.5M - $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must fund 200K before loan disbursement)
Year 1: 2.00% Fixed
Year 2: 2.00% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate For refinancing only
Loan amount above 600K - $3,500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 2.05% Fixed
Year 2: 2.05% Fixed
Year 3: 2.05% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
- No need to pay bank's fire insurance for MCST property
Cash rebate for refinancing only
Private Loan amount above 500K - $2,000
Private Loan amount above 1.0M - $2,500
Private Loan amount above 1.5M - $2,800
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
(Must deposit 10K for 2 years and take up credit card)
Year 1: 2.05% Fixed
Year 2: 2.05% Fixed
Year 3: 2.10% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
(Only applicable to selected properties with GREEN MARK certification)
(Must deposit 5K for 2 years and take up credit card)
Year 1: 2.05% Fixed
Year 2: 2.05% Fixed
Year 3: 2.10% Fixed
Thereafter: 3M SORA + 1.00%
- One free conversion after lock in period
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 3M SORA + 0.25%
Year 2: 3M SORA + 0.35%
Year 3: 3M SORA + 0.65%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
