Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.75% Fixed
Year 2: 1.75% Fixed
Year 3: 1M SORA + 0.40%
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.75% Fixed
Year 2: 1.75% Fixed
Year 3: 1M SORA + 0.40%
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.75% Fixed
Year 2: 1M SORA + 0.30%
Year 3: 1M SORA + 0.40%
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Up to 50% partial repayment is allowed after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.75% Fixed
Year 2: 1M SORA + 0.30%
Year 3: 1M SORA + 0.40%
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
- Up to 50% partial repayment is allowed after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must deposit 10K for 2 years and take up credit card)
Year 1: 1.75% Fixed
Year 2: 1.75% Fixed
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.75% Fixed
Year 2: 1.75% Fixed
Thereafter: 1M SORA + 1.00%
- One free conversion after 12 months
Cash rebate for refinancing only
0.4% of loan amount, capped at $2,500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.80% Fixed
Year 2: 1.80% Fixed
Year 3: 3M SORA + 0.60%
Thereafter: 3M SORA + 1.00%
- One free conversion after 12 months
Legal subsidy for refinancing only
- 0.40% of loan amount, capped at $1,800
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.85% Fixed
Year 2: 1.85% Fixed
Year 3: 1.85% Fixed
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 24 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
3 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.85% Fixed
Year 2: 1.85% Fixed
Year 3: 1.85% Fixed
Year 4: 1M SORA + 0.55%
Thereafter: 1M SORA + 1.00%
- One free conversion after 24 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500
Fixed interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1.85% Fixed
Year 2: 1M SORA + 0.50%
Year 3: 1M SORA + 0.60%
Year 4: 1M SORA + 0.70%
Thereafter: 1M SORA + 0.80%
- One free conversion after 12 months
- Partial prepayment up to 50% of original loan amount after 12 months
Legal and valuation subsidy for refinancing only
Loan amount above 500K - $2,000
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
(Must fund 200K before loan disbursement)
Year 1: 1M SORA + 0.30%
Year 2: 1M SORA + 0.35%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 0.75%
- One free conversion anytime
- 100% waiver of penalty due to sale
- Up to 30% partial repayment allowed during lock in
- Smart mortgage (up to 70% interest offset)
Cash rebate For refinancing only
Loan amount above 600K - $3,500
Floating interest rates
2 year lock-in
(Minimum loan amount requirement applies)
Year 1: 1M SORA + 0.30%
Year 2: 1M SORA + 0.35%
Year 3: 1M SORA + 0.40%
Thereafter: 1M SORA + 0.60%
- One free conversion after 12 months
Legal subsidy for refinancing only
Loan amount above 500K - $1,800
Valuation subsidy for refinancing only
Loan amount above 500K - $350
Loan amount above 1.0M - $500